Senior Underwriter

Senior Underwriter In Consumer Lending

Wells Fargo is seeking a Senior Underwriter in Consumer Lending. Key responsibilities include :

Key Responsibilities :

• Review and analyze complex consumer credit applications for auto loans.
• Evaluate credit bureau reports, income documentation, collateral valuation, and other supporting materials.
• Make sound credit decisions within established authority levels using both automated scoring systems and manual underwriting.
• Communicate decisions and rationale clearly to internal partners and customers.
• Ensure credit files are complete, accurate, and compliant with regulatory and company standards.
• Collaborate with internal teams to resolve application issues and provide recommendations.
• Maintain awareness of risk and compliance requirements throughout the underwriting process.

Required Qualifications :

Desired Qualifications :

Expectations :

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.

They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.