AR Credit Analyst

AR Credit Analyst

As an AR Credit Analyst, you will be responsible for analyzing financial data, calculating financial ratios, making credit recommendations, preparing reports, ensuring compliance, assisting with audits, and communicating with customers to resolve complaints and verify financial transactions.

Responsibilities

• Analyze financial data by reviewing financial statements, income, and cash flow to determine a customer's creditworthiness.
• Calculate financial ratios using computer programs, such as debt-to-income ratios, to evaluate a customer's financial health.
• Make recommendations on whether to approve or deny loans and suggest interest rate changes.
• Prepare reports summarizing a customer's financial health and the associated risks of lending money.
• Monitor compliance to ensure lending practices follow the bank's policies and guidelines.
• Assist with company and client audits.
• Communicate with customers to resolve complaints and verify financial transactions.

Essential Skills

Additional Skills & Qualifications

Work Environment

The position is fully onsite with the possibility of transitioning to a hybrid schedule after becoming permanent. During training, the schedule is flexible, typically from 7 : 30 AM to 4 : 30 PM, and then shifts to 8 : 00 AM to 5 : 00 PM.

Job Type & Location

This is a Contract position based out of Phoenix, Arizona.

Pay and Benefits

The pay range for this position is $22.00 - $27.00 / hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following :

Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off / Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Phoenix,AZ.

Application Deadline

This position is anticipated to close on Oct 10, 2025.