Talent.com
Senior Credit Risk Analyst

Senior Credit Risk Analyst

Lendable IncVirginia Beach, VA, United States
4 days ago
Job type
  • Full-time
Job description

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world's leading fintech companies and are off to a strong start :

  • One of the UK's newest unicorns with a team of just over 600 people
  • Among the fastest-growing tech companies in the UK
  • Profitable since 2017
  • Backed by top investors including Balderton Capital and Goldman Sachs
  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we've rebuilt the Big Three consumer finance products from scratch : loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days.

We're growing fast, and there's a lot more to do : we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

  • Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
  • Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
  • Build the best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting
  • About the role

    We're looking for a Sr. Credit Risk Analyst to join the US Cards Credit team. This is a new role where you'll have the opportunity to own early stage projects and drive meaningful impact collaborating with the data science, product, and engineering teams.

    Our core responsibilities

  • Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending
  • Optimize credit decisioning including who to lend to, limits to set, and rates to offer
  • Stay ahead of economic trends, adapting strategies accordingly
  • Develop and own models that forecast returns and drive investor reporting
  • Define and refine credit strategies that align with evolving portfolio goals
  • Discover data-driven insights using Python and SQL to address key business questions
  • Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies
  • Continuously monitor the effectiveness of credit strategies and identify areas for improvement
  • What you'll need to succeed

  • Daily coding experience, with Python and SQL
  • Proven experience in credit risk strategy within finance, ideally within consumer lending
  • Strategic thinking and ability to translate complex data into clear, actionable decisions
  • Results-focused mindset balancing business and customer needs.
  • Collaborative, growth mindset and willingness to challenge your own assumptions
  • Strong sense of ownership and proactive problem-solving attitude
  • Interview process

  • Phone call with a recruiter
  • Take-home coding exercise
  • Onsite or Video Interviews :
  • Discuss the exercise you completed

  • Case study
  • Meet the team
  • Life at Lendable

  • The opportunity to scale up one of the world's most successful fintech companies .
  • Best-in-class compensation , including equity.
  • You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
  • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
  • We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance
  • We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London
  • Check out our blog!

    Create a job alert for this search

    Senior Credit Analyst • Virginia Beach, VA, United States

    Related jobs
    • Promoted
    Search & Rescue

    Search & Rescue

    U.S. NavySeaford, VA, US
    Full-time +1
    To be eligible to enlist in the U.Navy, candidates must be between the ages of 18-34.When lives are on the line, Navy Aviation Rescue Swimmers (AIRRs) are exceptionally adept at answering the call....Show moreLast updated: 4 days ago
    • Promoted
    Restaurant Delivery

    Restaurant Delivery

    DoorDashCape Charles, VA, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 6 days ago
    • Promoted
    Credit Risk Assessment Consultant Auto Financing

    Credit Risk Assessment Consultant Auto Financing

    SOUMVirginia Beach, VA, US
    Full-time
    Credit Risk Assessment Consultant Auto Financing.We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthine...Show moreLast updated: 1 day ago
    • Promoted
    Remote Senior Financial Analyst ($50-$60 / hour)

    Remote Senior Financial Analyst ($50-$60 / hour)

    Data AnnotationVirginia Beach, Virginia
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 16 days ago
    • Promoted
    Restaurant Delivery - Sign Up in Minutes

    Restaurant Delivery - Sign Up in Minutes

    DoorDashCape Charles, VA, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 3 days ago
    • Promoted
    Remote Equity Research Analyst – AI Trainer ($50-$60 / hour)

    Remote Equity Research Analyst – AI Trainer ($50-$60 / hour)

    Data AnnotationChesapeake, Virginia
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 16 days ago
    • Promoted
    • New!
    CDL-A Truck Driver - Home Daily - Earn Up to $90k / Year + Benefits

    CDL-A Truck Driver - Home Daily - Earn Up to $90k / Year + Benefits

    SyscoCape Charles, VA, US
    Full-time
    Sysco is Now Hiring Local CDL-A Delivery Drivers in Suffolk, VA!.Home Daily - Earn Up to $90,000 / Year.Comprehensive Benefits Package. We offer our colleagues the opportunity to grow personally and p...Show moreLast updated: 21 hours ago
    • Promoted
    Delivery Driver - Receive 100% of Customer Tips

    Delivery Driver - Receive 100% of Customer Tips

    DoorDashCape Charles, VA, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 3 days ago
    • Promoted
    Senior Risk Analyst

    Senior Risk Analyst

    Zip Co LimitedVirginia Beach, VA, US
    Full-time
    Join our Risk team at Zip, where we focus on ensuring the success and profitability of portfolio.Our team leverages analytics to manage exposure, improve customer engagement, and continually manage...Show moreLast updated: 1 day ago
    Senior Reimbursement Analyst

    Senior Reimbursement Analyst

    eTeam IncVirginia Beach, Virginia, United States
    Full-time
    Quick Apply
    Title - Senior Reimbursement Analyst.Required - Experience with cost report audits IME / GME.Show moreLast updated: 30+ days ago
    • Promoted
    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Data AnnotationChesapeake, Virginia
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 16 days ago
    • Promoted
    Remote Corporate Development Analyst – AI Trainer ($50-$60 / hour)

    Remote Corporate Development Analyst – AI Trainer ($50-$60 / hour)

    Data AnnotationChesapeake, Virginia
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 16 days ago
    • Promoted
    Drive with Doordash - No CDL license needed

    Drive with Doordash - No CDL license needed

    DoorDashCape Charles, VA, United States
    Full-time
    No CDL needed / No commercial drivers license.DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day....Show moreLast updated: 6 days ago
    • Promoted
    Restaurant Delivery - Receive 100% of Customer Tips

    Restaurant Delivery - Receive 100% of Customer Tips

    DoorDashCape Charles, VA, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 3 days ago
    • Promoted
    Delivery Driver - Sign Up in Minutes

    Delivery Driver - Sign Up in Minutes

    DoorDashCape Charles, VA, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 3 days ago
    • Promoted
    Senior Loans Business Analyst, Signature

    Senior Loans Business Analyst, Signature

    FiservVirginia Beach, VA, US
    Full-time
    Senior Loans Business Analyst, Signature.Calling all innovators find your future at Fiserv.We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that mo...Show moreLast updated: 1 day ago
    • Promoted
    Restaurant Delivery - Drive with DoorDash

    Restaurant Delivery - Drive with DoorDash

    DoorDashCape Charles, VA, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 3 days ago
    • Promoted
    Drive with DoorDash - Sign Up in Minutes

    Drive with DoorDash - Sign Up in Minutes

    DoorDashCape Charles, VA, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 3 days ago