Mortgage Loan Officer

Job Title : Loan Consultant

The primary purpose of this role is to source, qualify, and originate 1-4 family mortgage loans. While conducting this work, the Loan Consultant will also be required to discover and refer cross-selling opportunities as necessary to partner divisions within the Bank (Trust, Insurance, etc.). Loan Consultants will also be responsible for coaching and training retail branch staff regarding mortgage loan products, referral cues, and referral processes.

Essential duties and responsibilities include :

• Sourcing, qualifying, and originating 1-4 family mortgage loans
• Recognizing and executing qualified cross-sell opportunities for other divisions
• Supporting and partnering with assigned retail branch teams to assist clients and generate new mortgage opportunities
• Developing and maintaining profitable Centers Of Influence to help generate new business leads
• Developing and maintaining relationships within the real estate community
• Collecting, processing, and completing appropriate mortgage paperwork
• Creating and tracking various production and call reports on a monthly / quarterly / annual basis
• Traveling to multiple retail banking offices and client homes / offices on a daily basis
• Generating new business leads through personal referrals and other centers of influence
• Providing superior client service through meticulous attention to detail and to the client needs / wants
• Ensuring compliance with all government and regulatory requirements
• Interviewing applicants and requesting specified information for loan application
• Analyzing applicant's financial status, credit, and property evaluation to determine feasibility of granting loan
• Corresponding with applicant or creditors to resolve questions regarding application information
• Completing all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures
• Maintaining compliance with all appropriate rules and regulations

Education and / or experience required :

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.

Farmers National Banc Corp. is an Equal Opportunity Employer : disability / veteran