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Credit Analyst

Credit Analyst

Missouri StaffingSaint Charles, MO, US
1 day ago
Job type
  • Full-time
  • Permanent
Job description

Jr. Credit Analyst

Robert Half Finance & Accounting Contract Talent is currently seeking a Jr. Credit Analyst. This role will assess the creditworthiness of individuals and businesses to determine the risk involved in extending credit. The position is customer-facing and involves collaboration across multiple departments to support accurate credit decisions.

Essential Responsibilities :

  • Analyze credit data and financial statements to assess risk in extending credit.
  • Compare businesses based on liquidity, profitability, and creditworthiness.
  • Use software, including Navision and Microsoft Excel, to evaluate financial status and produce ratios.
  • Review credit applications and compile reports recommending approval or denial.
  • Set repayment terms based on earnings, payment history, and purchase activity.
  • Respond to credit and audit inquiries and resolve customer concerns.
  • Contribute to risk mitigation strategies and perform ad-hoc reporting.
  • Perform other duties as assigned by management.

Qualifications :

  • Proficiency in Microsoft Office Suite and experience with Navision.
  • Strong analytical, financial analysis, and problem-solving skills.
  • Excellent attention to detail and organizational skills.
  • Strong interpersonal skills and ability to communicate clearly with customers.
  • Positive and professional attitude.
  • Education and Experience : Bachelor's degree in business administration, finance, accounting, or related field, or equivalent experience.
  • 0+ years of relevant experience required.
  • Soft Skills / Personality Traits :

  • Open and approachable with excellent customer interaction skills.
  • Strong organizational and critical thinking abilities.
  • Schedule & Logistics :

  • Hybrid schedule : 3 days in the office, 2 days remote.
  • First 30-60 days full time in office.
  • Flexible hours between 7 : 00 a.m. and 6 : 00 p.m., 8-hour days.
  • Temp-to-Hire opportunity.
  • Requirements :

  • Proven experience in credit analysis or a related financial role.
  • Proficiency with tools such as 3M, JD Edwards EnterpriseOne, and IBM AS / 400.
  • Strong knowledge of credit applications, credit limits, and financial reporting.
  • Familiarity with CRM systems and data processing methods.
  • Experience with collection processes and resolving credit-related issues.
  • Ability to assess financial statements and extract meaningful insights to evaluate creditworthiness.
  • Excellent analytical and problem-solving skills with attention to detail.
  • Strong communication and interpersonal skills to effectively interact with clients and internal teams.
  • Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training.

    All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract / temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract / temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

    2025 Robert Half. An Equal Opportunity Employer. M / F / Disability / Veterans.

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    Credit Analyst • Saint Charles, MO, US

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