Talent.com
SBA Banker III
SBA Banker IIISeacoast National Bank • Charlotte, NC, United States
SBA Banker III

SBA Banker III

Seacoast National Bank • Charlotte, NC, United States
6 days ago
Job type
  • Full-time
Job description

Description

Location : Flexibility within the United States

JOB SUMMARY :

The Small Business Administration (SBA) Banker III is responsible for leading business development with a primary focus on SBA lending while maintaining market leadership presence in the local community. The SBA Banker is responsible for soliciting and servicing prospective clients producing SBA 7a and 504 as well as generating and managing a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals. Consistently gains the confidence and trust of others through honesty, integrity, and authenticity.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

Business Development

  • Quickly establish a consistent SBA business development cadence in the marketplace which includes but is not limited to :
  • Call Planning and Follow-Up
  • Client Retention Calls
  • New Client Prospecting
  • Outbound Telephone Calling Efforts
  • Networking Events
  • Maintain and expand a mature Center of Influence (COI) base of community and business leaders, leveraging them to gain additional business through referrals.
  • Responsible for sales, credit analysis, proper loan structuring (SBA loan packaging and submission), client interviewing and perceptive character judgment.
  • Source and build new business relationships.

Credit Acumen

  • Complete understanding of all business credit facilities including, but not limited to :
  • Structuring proper terms and product based on business need, useful life and business growth.
  • Basic understanding of business and personal financial statements and tax returns to identify credit worthiness and identifying risk potential.
  • Ability to identify short- and long-term credit facility needs based on business sales cycle, type of business, growth plans, and business strategy.
  • Educates prospective clients about the Bank's underwriting guidelines, SBA programs and all applicable government regulations.
  • Coordinates with attorney, loan closer and other involved staff to assure timely loan closing and funding activities.
  • Able to balance business needs with customer requests while managing potential risk to the bank.
  • Adheres to Seacoast Bank's Code of Conduct.
  • Acts as a mentor to junior level SBA Lenders within Seacoast Bank.
  • Adheres to policy & procedure of Seacoast Bank and must comply with BSA / AML / OFAC regulations and guidelines. Accept loan applications and the collection all required applicant information while following Fair Lending performance standards and ensuring fair and equal treatment to all applicants. Practices ethical sales behaviors in accordance with the Associate Code of Conduct and Sales Practices Policy, acting in the best interest of the applicant and their credit needs. Proactively helps to resolve customer concerns in a timely, professional, and positive manner, escalating issues to the next level of authority as needed.
  • EDUCATION and / or EXPERIENCE :

  • High School Diploma or equivalent required.
  • College degree in a financial related discipline preferred.
  • 5+ years of directly related SBA experience preferred.
  • 10+ years in business development and / or financial services experience required.
  • Demonstrate excellent communication (written and verbal) and interpersonal skills.
  • PC Proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    #LI-PF1

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Banker • Charlotte, NC, United States

    Related jobs
    Caregiver / Home Health Aide

    Caregiver / Home Health Aide

    All Ways Caring HomeCare • Sherrills Ford, NC, United States
    Full-time
    At All Ways Caring HomeCare our Caregivers play a crucial role in providing individualized care that suits the needs of each client in the comfort of their homes. It is our goal to identify individu...Show more
    Last updated: 30+ days ago • Promoted
    CSBB Portfolio Planning Lead

    CSBB Portfolio Planning Lead

    Truist • Charlotte, NC, US
    Full-time +2
    This will be an office centric role requiring working in the office five days per week in January 2026 at one of the locations listed on the requisition. The Portfolio Planning & Operations team is ...Show more
    Last updated: 3 days ago • Promoted
    Bilingual Teller Retail Banker

    Bilingual Teller Retail Banker

    Woodforest National Bank • Gastonia, NC, United States
    Full-time
    Take the next step toward your new career today!.Become a part of the diverse and inclusive team within our nationally recognized award-winning Bank that is one of the strongest in the nation.Woodf...Show more
    Last updated: 22 days ago • Promoted
    Operations Services Supervisor (Teller Manager)

    Operations Services Supervisor (Teller Manager)

    First Citizens BancShares • Monroe, NC, US
    Full-time
    Operations Services Supervisor.Are you a people person? Be a First Citizens person.Join our branch team and make a difference. As an Operations Services Supervisor at First Citizens Bank, you will b...Show more
    Last updated: 1 day ago • Promoted
    Driver - Cash out with Instant Pay

    Driver - Cash out with Instant Pay

    Uber • Mc Connells, NC, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show more
    Last updated: 3 days ago • Promoted
    Sr. Manager, Internal Audit

    Sr. Manager, Internal Audit

    Sunbelt Rentals • Fort Mill, SC, United States
    Full-time
    Sunbelt Rentals strives to be the customer's first choice in the equipment rental industry.From pumps to scaffolding to general construction tools, we aim to be the only call needed to outfit a job...Show more
    Last updated: 1 day ago • Promoted
    Paramedic I, II, III

    Paramedic I, II, III

    Gaston County, NC • Gastonia, NC, United States
    Full-time
    Gaston County Emergency Medical Services, NC.Full Time or Half Time positions available.Joining the team at Gaston County Government means being part of a community that is dedicated to improving t...Show more
    Last updated: 9 hours ago • Promoted • New!
    Billing Clerk / Staff Accountant

    Billing Clerk / Staff Accountant

    Courage Kia • Gastonia, NC, United States
    Full-time
    Bill all New and Used car deals and post into Accounting.Organize all paperwork in each deal; check for completeness (signatures, verify VIN, etc. Process incoming / outgoing Dealer Trades in DealerTr...Show more
    Last updated: 6 days ago • Promoted
    CIB Daily Operations - Markets

    CIB Daily Operations - Markets

    Wells Fargo • Charlotte, NC, United States
    Full-time
    Corporate & Investment Bank (CIB).We focus on our clients' overall financial needs, with consideration and respect for their total relationship with Wells Fargo. Wells Fargo is seeking a Business Ex...Show more
    Last updated: 3 days ago • Promoted
    CSBB Portfolio Planning Lead

    CSBB Portfolio Planning Lead

    Charlotte Staffing • Charlotte, NC, US
    Full-time
    Truist Financial Corporation Portfolio Planning Lead.This will be an office centric role requiring working in the office five days per week in January 2026 at one of the locations listed on the req...Show more
    Last updated: 2 days ago • Promoted
    Financial Solutions Advisor Stage II - East Charlotte

    Financial Solutions Advisor Stage II - East Charlotte

    Bank of America • Charlotte, NC, United States
    Full-time
    Financial Solutions Advisor Stage II - East Charlotte.Charlotte, North Carolina;Winston Salem, North Carolina; Charlotte, North Carolina. Indian Land, South Carolina; Greensboro, North Carolina; Ch...Show more
    Last updated: 14 days ago • Promoted
    Associate Family Law Attorney

    Associate Family Law Attorney

    Faulkner Law Firm, LLC • Clover, South Carolina, US
    Full-time +1
    Below, you will find a complete breakdown of everything required of potential candidates, as well as how to apply Good luck. We are seeking a highly motivated and compassionate Associate Attorney to...Show more
    Last updated: 8 hours ago • Promoted • New!
    Product Management Analyst III

    Product Management Analyst III

    Daimler Truck North America • Fort Mill, SC, United States
    Full-time
    This position is responsible for the strategy and positioning of the product segment.You will be responsible for analyzing the market for your products. determining any product gaps; advising Prici...Show more
    Last updated: 7 days ago • Promoted
    Patient Financial Advocate

    Patient Financial Advocate

    Firstsource • Statesville, NC, United States
    Full-time
    Location : ONSITE at a Medical Facility in Statesville, NC.Hours : Monday - Friday 9 : 00am-4 : 30pm.Join our team and make a difference!. The Patient Financial Advocate is responsible for screening patie...Show more
    Last updated: 2 days ago • Promoted
    Delivery Driver II

    Delivery Driver II

    The Sherwin-Williams Company • Mooresville, NC, United States
    Full-time
    This position is responsible for delivering products to customers from Sherwin-Williams stores using box and flat-bed trucks. Drivers ensure deliveries are complete, packed correctly, and safely del...Show more
    Last updated: 2 hours ago • Promoted • New!
    Business Execution Administrator - Financial Crimes Operations

    Business Execution Administrator - Financial Crimes Operations

    Charlotte Staffing • Charlotte, NC, US
    Full-time
    Business Execution Administrator In Financial Crimes Operations.Wells Fargo is seeking a Business Execution Administrator in Financial Crimes Operations as part of Shared Services Operations team w...Show more
    Last updated: 2 days ago • Promoted
    Portfolio Manager II - Fund Finance

    Portfolio Manager II - Fund Finance

    City National Bank • Charlotte, NC, United States
    Full-time
    PORTFOLIO MANAGER II- FUND FINANCE •.The Portfolio Manager is part of the.Fund Finance Credit Management Team.This individual manages a sub-set of existing credits and is a key partner in the origi...Show more
    Last updated: 14 days ago • Promoted
    Senior Relationship Banker

    Senior Relationship Banker

    First National Bank of Pennsylvania • Charlotte, NC, United States
    Full-time
    Make a difference - for us and for your future.This position is primarily responsible for the execution of traditional consumer banking asks of retail banking customers. The incumbent is responsible...Show more
    Last updated: 30+ days ago • Promoted