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SBA Commercial Banking Portfolio Manager

SBA Commercial Banking Portfolio Manager

USA JobsCharlotte, NC, US
1 day ago
Job type
  • Full-time
Job description

Commercial Banking Portfolio Manager

Wells Fargo is seeking a Commercial Banking Portfolio Manager supporting Small Business Administration (SBA) as part of the Consumer Small Business Bank Division.

In this role, you will :

  • Participate in performing financial research, underwriting, and structuring of small business loan requests within Small Business Administration functional area.
  • Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors.
  • Communicate with borrowers and third parties to clarify documentation and resolve underwriting issues.
  • Assess collateral and repayment capacity to determine risk levels and appropriate loan structures.
  • Prepare detailed credit memos and underwriting documentation for loan approval.
  • Resolve moderately complex issues, to meet project deliverables, while leveraging solid understanding of the function, policies, SOP, procedures, and compliance requirements.
  • Collaborate and consult with relationship managers, loan processors, lending officers and SBA specialists to facilitate smooth loan origination.

Required Qualifications :

  • 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following : work experience, training, military experience, education

    • Desired Qualifications :

  • Experience with complex credit, underwriting, and debt structure within the small business administration (SBA) segment
  • Familiarity with SBA eligibility requirements and standards of practice
  • Completion of a formal credit training program
  • Comprehensive knowledge and understanding of core banking products and services, such as commercial lending and treasury management
  • Experience in swiftly adopting and executing change management to enable business growth
  • Experience developing and maintaining external and internal partnerships
  • Experience identifying and mitigating risk, ensuring compliance with processes and procedures
  • Excellent verbal, written, and interpersonal communication skills
  • Bachelor's degree in accounting, finance, or business

    • Job Expectations :

  • This position is not eligible for Visa sponsorship
  • This position offers a hybrid work schedule
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired.

    • Locations :

  • 550 S. Tryon St., Charlotte, NC
  • 1150 West Washington St., Tempe, AZ
  • 600 South 4th St., Minneapolis, MN

    • Pay Range :

    $77,000.00 - $133,000.00

    Benefits :

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

    • We Value Equal Opportunity

    Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

    Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

    Applicants with Disabilities

    To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

    Drug and Alcohol Policy

    Wells Fargo maintains a drug free workplace.

    Wells Fargo Recruitment and Hiring Requirements :

  • Third-Party recordings are prohibited unless authorized by Wells Fargo.
  • Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

    • Req Number : R-497269

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