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Senior Underwriter – DE / LAPP / SAR

Senior Underwriter – DE / LAPP / SAR

First Continental Mortgage, LtdHouston, TX, USA
4 days ago
Job type
  • Full-time
  • Quick Apply
Job description

For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm headquartered in Houston, Texas.

We specialize in partnering with Home Builders as well as retail production. FCM funded $2.6 Billion in 2024 through affiliated business arrangements with 10 different home builders, 5 of which rank in the Top 65 Home Builders in the country.

FCM is seeking a Senior Underwriter with DE / LAPP / SAR Designations for our New Home Team .

Key Responsibilities

  • Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail.
  • Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards.
  • Evaluate credit / employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements.
  • Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided.
  • Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA.
  • Other duties as assigned by management.

Requirements

  • 5+ years' experience as a senior level residential mortgage underwriter.
  • Experience with FHA, VA, and Conventional conforming and non-conforming loans.
  • DE and VA LAPP / SAR designations.
  • Knowledgeable in investor overlay and researching such guidelines.
  • Excellent appraisal analysis skills.
  • Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines.
  • Strong analytical decision-making and problem-solving abilities.
  • Aptitude for maintaining professional relationships with coworkers.
  • Excellent verbal and written communication skills.
  • Encompass LOS experience a plus.
  • What FCM Offers We offer a truly competitive compensation package where you'll be rewarded for your performance. Our benefits include :

  • Medical, Dental & Vision
  • FSA, Life, Supplemental Life, Long Term Disability, and Supplemental Insurance
  • Vacation / Sick Time
  • 401k
  • FCM and its Affiliates are Equal Opportunity Employers.

    Join FCM and become part of a dedicated and growing team! To learn more about FCM, please visit our website at

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