Senior Global KYC & Due Diligence Specialist

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK :

Ripple is expanding its Global Compliance team and seeks to hire an experienced Senior Due Diligence Specialist. This position will be heavily focused on carrying out and overseeing due diligence to mitigate regulatory, reputational and sanctions risks associated with Ripple’s institutional clients, counterparties and corporate partners to ensure compliance with Anti-Money Laundering (“AML”), Counter-Terrorist Financing, Fraud and Economic Sanctions regulations. You will be part of our growing and agile Global Compliance team and responsible for providing due diligence reviews in support of business units throughout the company. This position reports to the Senior Manager, Global KYC & Due Diligence.

WHAT YOU’LL DO :

• Carry out the day-to-day corporate due diligence to support Ripple’s global business engagements.
• Conduct Customer Due Diligence and Enhanced Due Diligence on prospective customers that onboard to Ripple’s U.S. and non-U.S. subsidiaries.
• Conduct Know Your Customer (“KYC”) analysis and risk profiles in accordance with policies and procedures.
• Ensure that the regional KYC standards are met by coordinating with regional Compliance leads.
• Perform quality control on onboarding submissions, ensuring accuracy and providing constructive feedback as needed.
• Conduct watchlist and negative news screening and dispositioning tasks, escalating any items requiring additional attention.
• Collect, synthesize, and analyze data derived from multiple sources, including publicly available databases and websites.
• Identify information gaps and recommend action items to close any gaps identified.
• Identify procedural inefficiencies and help develop and drive process improvements.
• Manage incoming requests by prioritizing workflows and assigning as applicable.
• Clearly summarize, document, and communicate findings and recommended action items in a timely manner to compliance management and / or other internal stakeholders when appropriate.
• Provide guidance, clarifications, and answer queries from stakeholders on operational matters.
• Work cross-functionally with teams across the enterprise to address compliance related issues.
• Conduct periodic training on topics ranging from policy and procedures, industry trends, and regulatory updates.
• Perform periodic due diligence reviews on customers based on their assigned risk scores.
• Collaborate closely with client onboarding, technology, legal, and members of the Compliance teams including the regional Compliance leads.
• Assist the Due Diligence Leadership in strategic / ad hoc projects related to the due diligence program.

WHAT YOU'LL BRING :

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range : $112,000 – $130,000 USD

WHO WE ARE : Do Your Best Work

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Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our UK / EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.

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