Loan Underwriter

Description

Our mortgage company is expanding and we are seeking an experienced mortgage underwriter to join our growing team. You'll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!

Responsibilities

Conduct a thorough search of clients' financial and employment history to ensure accuracy of application and documents

Document in detail reasons for approving or rejecting a loan for our loan officers and clients

Request additional information as needed on all documents to help determine loan risk

Review all mortgage applications and supporting documents to ensure all necessary information is included for approval

Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies

Qualifications

At least 2 years of mortgage underwriting experience or mortgage lending experience required

Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products

B.S. in business or related field required

Proficient in Microsoft office and automated underwriting systems

Demonstrates great decision-making and communication skills

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