Director of Loss Forecasting - Credit Cards

Job Description

Job Description

Salary :

Location : Remote (Eastern time zone candidates preferred)

Reports To : CFO

Are you looking to make a significant impact at a successful, growing fintech? Do you want to use your analytical experience to inform strategic decision making? If personal and professional development are important to you, Jassby may be the fit that you have been looking for.

Job Overview :

Jassby, Inc is a fintech company that provides debit and credit card solutions to consumers and business clients.

We are seeking a highly analytical and strategic Director of Loss Forecasting to assess the performance, growth, and risk management of our credit card programs. This role requires deep expertise in credit data analysis across multiple card portfolios, and a strong understanding of the full credit lifecycle from acquisition through collections.

The ideal candidate will bring a proven track record in loss and P&L forecasting, risk mitigation strategies, credit performance management, and cross-functional collaboration. Experience with modern fintech platforms like i2c (card processing) and Alloy (identity and risk decisioning) is highly desirable.

Key Responsibilities :

Credit Data Analysis & Reporting

Maintain the short and long-term credit product forecast to the gross margin line, including loss forecasts.

• Analyze credit performance data (delinquencies, charge-offs, utilization, payment behavior, etc.) and derive actionable insights to optimize credit policy and product performance.
• Serve as the primary owner for credit facility and bank covenants, audits, and reporting.
• Work with the CFO to provide projections to support the Chief Credit Officer in prospective client evaluations.
• Suggest portfolio strategies, including credit line management, pricing, and customer segmentation.

Cross-Functional Collaboration

Collaborate with Product, Marketing, Operations, Compliance, and Development to advance new features, acquisition strategies, and servicing enhancements.

Qualifications :

About Our Benefits :