Financial Advisor - Sun City Center, Florida

Financial Advisor

Work Location : Sun City Center, Florida, United States Of America Hours : 40 Pay Details : $72,280 - $108,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description : The Financial Advisor (FA) role is a three-year program with a forgivable draw, for financial advisors or planners who will be providing financial planning guidance & selling investment management solutions. A FA will need to leverage their experience to service the unique and complex needs of TD Wealth clients by reviewing financial goals and making investment recommendations aligned to their client's goals. The role will serve as the central point of contact, responsible for providing client service & developing the relationship to achieve greater share of wallet by helping clients achieve their goals related to asset accumulation, preservation, growth, and protection.

Depth & Scope

Experience selling investments and providing financial plans

Demonstrates a commitment to being customer-centric by delivering legendary service during every customer interaction to maximize retention and growth

Ensures all NEW clients receive the complete on-boarding experience, which includes : a thorough client discovery, completion of a financial needs analysis to provide goals-based advice, an introduction to the centralized client servicing team as per client need, and completion of all requisite client documents

Ability to partner and promote lead generation

Manages goals, prioritizes tasks and comfortable working in a fast paced environment

Ensures all new & existing clients are provided with a planning experience

Effectively implement a process to ensure every client receives an Annual Client Review (ACR) meeting with an enhanced agenda focused on the client's overall wealth needs, as well as pro-active contacts

Serves as the primary point of contact for TD Wealth client relationships; manages all aspects of the client's relationships with TD Bank and refers to Retail and Wealth partners & affiliates as needed

Implements and executes a differentiated service model / experience for TD Wealth clients

Meets quarterly and annual sales goals

Deepens wallet share by anticipating client needs and suggesting the most appropriate Wealth solutions. Maximizes profitability, while ensuring the client receives an exceptional client experience

Identifies opportunities within your portfolio and network to refer business to Retail and Small Business / Commercial Partners

Executes in thorough manner that is compliant with regulations, policies and procedures

Adheres to all federal, state, SRO regulations and Firm policies related to all business activities (e.g. OCC, SEC, State Insurance Commissioners, NY Department of Financial Services, etc.)

Ensures all Continuing Education requirements are attained

Responsible for understanding and adhering to TD Bank & TD Wealth Policies and Procedures

Responsible for implementing TD's Customer Identification Program (CIP) by collecting and verifying required customer identification information, and performing other Customer Due Diligence and Enhanced Due Diligence Requirements as outlined in the Business Unit AML procedures

Uncovers client's asset and transitions higher threshold clients to appropriate HNW Wealth partners as needed

Responsible for fostering and contributing to a positive and constructive work environment with a focus on supporting the overall Wealth team

Provides coaching, Wealth referral training & on-going feedback to Retail and Small Business staff

Contributes individually, as a team member and as a mentor to new FAs, to ensure strong performance, collaboration and enthusiasm

Represents TD Wealth to the general public in a professional manner

Is involved in the community and support TDBG charity and community initiatives

Education & Experience

Bachelor's degree strongly preferred

2+ years of providing advice, planning and investment sales

SIE, Series 7, Series 63 required

Required to have L&H and Series 66 (or equivalent) or the ability to obtain all within the Licensing and Registration Schedule

Self-directed, with strong ability to plan own activities to achieve sales and referral goals

Advanced understanding of wealth products and services

Strong verbal and written communication skills

Strong organizational and time management skills

Ability to travel within assigned market to meet prospects, clients and partners five days a week

Ability to commute within assigned territory

Strong understanding of wealth management business development techniques

Strong understanding and experience interacting with retail and small business banking clients

Consultative sales experience required

Demonstrated ability to establish relationships and partner effectively with other departments

Proven ability to achieve sales goals

Customer Accountabilities

Understands and supports the Bank's Customer Service Strategy

Considers the impact of decisions on the well-being of TD, its Customers and stakeholders

Provides the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity

Models quality service delivery at every interaction

Leads and contributes to the ongoing improvement of the partner / Customer experience

Employee / Team Accountabilities

Be engaged in advancing and sustaining a unique, inclusive culture that reflects TD's diversity agenda, and create an extraordinary employee experience

Participates fully as a member of the team and contribute to a positive work environment

May provide leadership, training, and guidance to other team members

Ensures ongoing communication with the team on the status / progress of projects and issues / points of interest

Actively shares information and knowledge, and proactively learn from the expertise of other

OCC Language

This position is with a FINRA member, broker and / or dealer and is subject to the requirements of FINRA and Securities Laws. May (or may not) be a registered position under FINRA.

Must be eligible for employment under standards established by FINRA. Subject to the investigation and verification requirements of FINRA Rule 3110(e), including : the Firm's obligation to investigate the good character, business reputation, qualifications and experience of an applicant for registration before applying to register the applicant with FINRA and filing the applicant's Form U4 with the CRD, and before representing on the applicant's Form U4 that it has conducted this investigation and verified the accuracy and completeness of the information contained in the applicant's Form U4; and the Firm's obligation to verify the accuracy and completeness of the information contained on the applicant's Form U4, no later than 30 calendar days after the Form U4 is filed with FINRA.

Satisfactory results on a criminal background check, credit report check, civil litigation search, and regulatory agency or self-regulatory organization enforcement action search, and statements / certification from job applicant regarding administrative, civil, and / or criminal findings by any government agency / authority or self-regulatory organization, are required by federal law for this position.

Physical Requirements

Domestic Travel Continuous

International Travel Never

Performing sedentary work Continuous

Performing multiple tasks Continuous

Operating standard office equipment - Continuous

Responding quickly to sounds Occasional

Sitting Continuous

Standing Occasional

Walking Occasional

Moving safely in confined spaces Occasional

Lifting / Carrying (under 25 lbs.) Occasional

Lifting / Carrying (over 25 lbs.) Occasional

Squatting Occasional

Bending Occasional

Kneeling Occasional

Crawling Occasional

Climbing Never

Reaching overhead Occasional