SBA Credit Analyst II / III

Description

The SBA Credit Analyst will be responsible for working closely with relationship managers and SBA loan Specialists reviewing and analyzing all types of financial and non-financial information on existing and prospective customers in accordance with the SBA Standard Operating Procedures (SOP) and WTB's credit policy.

Essential Functions :

• Collaborate and communicate effectively with SBA loan Specialists, relationship managers, internal customers, and credit administration.
• Conduct thorough financial analysis of business and personal financial statements, tax returns and cash flow projections.
• Ensure all underwriting activities align with the current SBA SOP 50 10 requirements.
• Assess borrower creditworthiness, repayment capacity, and collateral adequacy.
• Stay updated on changes to SBA policies.
• Draft clear, concise, and comprehensive credit memos and risk assessments with well supported recommendations.
• Identify and escalate material issues or trends.

Related Functions :

Qualifications :

Compensation :

Credit Analyst II - $79,705 - $119,557

Credit Analyst III- $91,290 - $137,012

The compensation range represents the low and high end of the base compensation range for this position located in Seattle, Washington. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is eligible to participate in an applicable annual bonus plan.

What Our Culture Can Offer You :

Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work / Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.

Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outline by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.