Mortgage Loan Orignator

Job Description

Job Description

About Us :

German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction

Summary of Duties and Responsibilities :

We are looking for a sales-oriented mortgage professional to provide outstanding customer service in our mortgage lending division.  As a Mortgage Loan Originator, you will collect and analyze the customer’s financial profile, and acting as a trusted advisor, identify an appropriate mortgage product, as well as other products and services, to meet their financial needs.   You also investigate and develop opportunities to attract new customers, actively cultivating relationships with referral partners, such as realtors, builders, bank colleagues, attorneys, former clients, CPAs, and others within your sphere of influence.

What You’ll Do :

A Day in the Life – Your focus will be the sales and origination of 1-4 single-family residential loans within predetermined guidelines and rates set forth by the Bank and its investors.  Working with potential borrowers, you will analyze their income, assets, and liabilities in order to identify appropriate mortgage programs and successfully pre-qualify them for financing.  Throughout the lending process, you will follow up with applicants and secure the necessary information to process, underwrite, and close the loan.  As a goal-oriented person, you will strive to consistently achieve volume and / or unit production targets and cross-sell bank products where applicable.  Aligned with German American’s core values, you project a positive attitude and act with integrity at all times, delivering “best-in-class” customer service.  You are a continual learner, building on your industry knowledge and complying with pertinent state and federal laws and regulations, the company’s compliance policy, and external compliance requirements including, but not limited to, the Bank Secrecy Act (BSA).

What it Takes :

• NMLS State License or Federal NMLS Registration (or willingness and ability to obtain)
• 2+ years’ experience in real estate, mortgage or sales equivalent
• Skills in : entrepreneurial and business development / sales; needs analysis – analyzing information regarding customer income / debts, etc.; verbal, written, and interpersonal skills
• Knowledge of : Conventional, VA, USDA FHA, FNMA and Portfolio underwriting guidelines; mortgage compliance regulations; business acumen and judgment- bank mortgage products, policies, and procedures

Bonus Points :

What we can offer you :

This position will be located at :

Evansville Downtown

21 SE 3rd Street

Evansville, Indiana, 47708

United States

All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity or expression, religion, national origin or ancestry, age, disability, marital status, pregnancy, protected veteran status, protected genetic information, political affiliation, or any other characteristics protected by local laws, regulations, or ordinances.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.