Small Business Underwriter Trainee - Hybrid - January 2026

Associate Underwriter - UBTRAN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Underwriting Trainee Opportunities : Gain Real World Experience ?

We're in the business of helping people achieve amazing things. From opening a small business to buying a car or home to recovering from illness or injury and so much more, we help people protect the things that matter. And you can help us when you join our team of underwriters. They're at the heart of everything we do. By joining us, you will be on a team known throughout the industry for providing our customers with the right amount of coverage they need to pursue their unique interests.??

As a participant in the Small Business Underwriter On-boarding and Risk Education training program, you will gain critical experience to prepare you for a successful underwriting career at The Hartford.??

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, we value entrepreneurial spirits, self-starters and are customer focused. We welcome all ideas and encourage authenticity. It's where opportunities exist to hone your underwriting skills by working with our sales teams, experienced underwriters, and other leaders - and your career path can take any direction you might choose.??

Our 14-week hybrid training program starting January 2026 includes self-directed and virtual classroom learning sessions. You will receive on-the-job work experience as well as ongoing coaching and support from your mentor and manager to round out your Small Business Underwriting experience. After the formal program concludes, you will have the knowledge to begin a formal career with full support every step of the way. ?

Location : hybrid reporting to Charlotte, NC; Clinton, NY; Hartford CT; San Antonio, TX or Scottsdale, AZ;

AS AN ASSOCIATE UNDERWRITER YOU WILL : ?

• Work on our underwriting team supporting small business owners. The underwriter will handle all commercial lines, including Business Owner's Policy (BOP), Commercial Automobile, Workers' Compensation and Umbrella.?
• Learn to accurately develop and price individual risks, analyze loss and risk information, and recognize "red flags" and file inconsistencies to write profitable commercial business.?
• Partner with aligned territory sales rep to achieve profit and growth objectives.?
• Learn to build and leverage relationships with key agents that allow The Hartford to obtain new accounts and drive optimal business results in a highly competitive marketplace.??

You Will Be a Good Match if You Have : ?

Qualifications : ?

The Small Business Underwriting team supports customers and agents countrywide so candidates must be available to work the below schedules : ?

Sustaining The Hartford's unique workplace culture is vital to delivering on our purpose - underwriting human achievement - and continuously producing outstanding results. Our enterprise work model, which reflects a mix of in-office, hybrid and fully remote roles, helps us attract, retain and develop the talent we need to achieve the company's strategic goals. This role will have a Hybrid work arrangement.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is :

$52,800 - $79,200

Equal Opportunity Employer / Sex / Race / Color / Veterans / Disability / Sexual Orientation / Gender Identity or Expression / Religion / Age

About Us () | Our Culture () | What It's Like to Work Here () | Perks & Benefits ()

Every day, a day to do right.

Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.

Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?

That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.

And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.

About Us ()

Our Culture

What It's Like to Work Here ()

Perks & Benefits

Legal Notice ()

Accessibility Statement Producer Compensation ()

EEO

Privacy Policy ()

California Privacy Policy

Your California Privacy Choices ()

International Privacy Policy

Canadian Privacy Policy ()

Unincorporated Areas of LA County, CA (Applicant Information)

MA Applicant Notice ()

Hartford India Prospective Personnel Privacy Notice