Commodity Business Center - Commodities Marketing Associate / AVP

Bank Of China Job Post

Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.

Overview

This incumbent is responsible for soliciting and originating new businesses and transactions such as syndicated facilities, fully secured bilateral loans, deposits and treasury service products, including but not limited to fund finance and leverage finance; researching and examining credit risk, assess credit history, and providing credit recommendation of the related loans and deposits; ensure compliance with bank-wide KYC / AML and post-lending management policies and procedures, etc.

Responsibilities

Transaction Underwriting & Portfolio Monitoring

• Carry out basic financial spreading and credit risk analysis based on company, industry, market and competitor research.
• Evaluate risk aspects of transaction terms and conditions consistent with Bank policies.
• Prepare Credit Reports in liaison with account officers interacting with various departments including credit risk and presenting recommendations to approval committees.
• Manage a portfolio of accounts maintaining customer files, managing KYC requirements, conduct post-lending monitoring by analyzing interim and annual financials to address periodic reviews or specific client requests while interacting with credit risk and other departments.
• Support Middle Office in post lending management of transactions.
• Support Middle Office in collateral management and portfolio management issues.
• Managing client relationships- Work with account officers and clients on identifying credit needs of the client and determining appropriate product choice to satisfy these needs. Liaise with clients and agent banks to obtain and review KYC and financial information.
• Support account officers in maintaining an active calling schedule and prepare call reports.
• Monitor clients credit status and the state of their business activities on an ongoing basis.
• Work with account officer to meet business targets set by the department / branch.
• Coordinate with operation teams to support the onboarding and monitoring of transaction.
• Coach junior colleagues.
• Asset profitability and risk of new loans and other products.
• Stay abreast of and analyze the industry and market developments.

Product Marketing

Compliance and Risk Management

Others

Qualifications

Pay Range

Actual salary is commensurate with candidate's relevant years of experience, skillset, education and other qualifications.

USD $42,000.00 - USD $150,000.00 / Yr.