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Loan Originator - Houston
Loan Originator - HoustonFirst National Bank Texas • Stafford, TX, US
No longer accepting applications
Loan Originator - Houston

Loan Originator - Houston

First National Bank Texas • Stafford, TX, US
17 hours ago
Job type
  • Full-time
Job description

Description

  • Originate high quality loans which meet FCMC guidelines
  • Develop business relationships with local Real Estate agents and Builders
  • Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs
  • Develop contacts with Banks partner store management team
  • Take customer loan applications, including pulling credit
  • Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
  • Communicate with borrowers and real estate agents throughout the loan process
  • Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
  • Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
  • This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
  • Travel as needed to meet business needs
  • Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements :

  • Must be able to remain in a sitting and / or standing position for extended periods of time
  • Requires ability to operate a computer and other office machinery
  • Ability to lift up to 25 pounds
  • FCBI is an equal opportunity employer. Qualifications

  • At least 18 years of age
  • High School Diploma or Equivalent
  • 2 or more years of recent mortgage origination experience
  • Knowledge of VA, FHA and conventional mortgage loan programs
  • Knowledge of running LP, DU Underwriting Systems
  • Experience with Ellie Mae mortgage originating and processing software
  • Self motivation and capable of working from a home office with limited supervision
  • Ability to review and understand credit reports
  • Ability to organize and prioritize
  • Good communication and presentation skills
  • Comfortable working in a commission only environment
  • Must successfully pass background investigation according to company policy
  • Must be able to get along with co-workers and work effectively in a team environment
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    Loan Originator • Stafford, TX, US

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