BSME Financial Analyst

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Balance Sheet Market Execution Middle Office (BMSE MO) Financial Analyst role supports our front office BSME team in their execution and maintenance of market-based balance sheet optimization activities / transactions. Transactions may include credit risk transfers, securitizations, forward flow agreements and / or asset sales. The employee will work with various stakeholders to provide the support existing transactions as well as assist in the execution of new transactions. Work with manager and teammates to develop reporting, procedures and processes. Analyze various data sets. Work daily with the BSME Front office to provide support and reporting for various transactions. In addition, provide support for other Middle Office Derivatives team on an ad hoc basis.

ESSENTIAL FUNCTIONS :

Collaborate with various stakeholders to design and implement necessary systems and processes to monitor and execute various BSME transactions.

Provide any ad hoc reporting needed for various transactions

Implement any necessary controls

Build, enhance, and maintain reporting analysis tools utilizing Power BI, Excel, SQL and Python

Support monitoring and ad-hoc reporting requests by internal risk partners (Audit, Compliance, Asset Liability Management)

Respond to various inquiries

Leverage quantitative and analytical skills and partner with Operations to identify control improvement and process flow

BASIC QUALIFICATIONS :

Bachelor's degree in Finance, Economics, Business or Accounting, or related field

Three to five years of related experience in banking and / or financial services

PREFERRED QUALIFICATIONS :

Familiarity middle office environments, funding and liquidity

Knowledge regarding loan structures, derivatives, and securitizations

Strong organizational and multitasking skills, attention to detail, and ability to work independently

Intermediate Microsoft Excel and Microsoft Access skills

Python, VBA, SQL and other programming skills & experience is a plus

Experience designing dashboards and their related data models in Power BI

Ability to work in a fast-paced deadline-driven environment

Excellent verbal, written, and interpersonal communication skills

MBA preferred

The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 to 4 days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants () .

Benefits :

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program () .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range : $75,820.00 - $89,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and / or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.