Mortgage Originator

Mortgage Originator

Originates loans for the purpose of resale on the secondary market. Originating loans outside of place of business over 50% of the time. These duties include: determining the appropriate loan program, interest rate selection, collecting and analyzing financial data from borrowers to determine creditworthiness.

Responsibilities and Duties:

1. Responsible for creating new customer relationships; developing realtor and contractor referral network. Customarily and regularly is engaged away from the employer's place of business.
2. Responsible for quick response to any walk in or phone requests.
3. Responsible for reviewing loan applications to ensure proper documentation.
4. Review daily status of loans in process, updates applications as necessary, copy loan documents and update status report.
5. Responsible for making an effort to cross-sell bank products and in-house loans.
6. Responsible for accurate and timely preparation and delivery to the borrower(s) of the early disclosures for all approved loan applications.
7. Responsible for pricing of loans at appropriate rate.
8. Responsible for reviewing any loan declinations with the underwriter. Follow up with the customer to offer other products.
9. Regular and reliable attendance.
10. Assists with other job-related duties as assigned by manager.

Knowledge, Skills, and Abilities:

• Knowledge of FNMA, FHA, VA and NIFA guidelines.
• Knowledge of underwriting process.
• Knowledge of the secondary market, agency loan products and guidelines.
• Knowledge of bank policies and procedures.
• Ability to communicate with customers and co-workers in a courteous and professional manner.
• Ability to type with high degree of speed and accuracy.
• Ability to multi-task, and function as a team player.
• Ability to sell mortgage and bank products.
• Ability to work with accuracy, organization, and attention to detail.

Education and Experience:

• High School diploma or equivalent.
• Two years of previous mortgage loan originating experience required.

Physical Requirements:

NOTE: The statements herein are intended to describe the general nature and level, or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel so classified.

Application DeadlineOctober 02, 2026Department1303-Mortgage LoansEmployment TypeFull TimeLocationGreeley, ColoradoWorkplace typeOnsiteCompensation100% Commission

About Pinnacle Bank/Bank of Colorado

We take pride in our heritage as a family-owned, community bank. Our commitment to our customers and community is at the forefront of how we do business. We are a Nebraska-based banking organization founded in 1938 in Palmer, Nebraska. Today, we have branches in Arizona, Colorado, Kansas, Missouri, Nebraska, New Mexico, Texas and Wyoming. As we grow, our commitment to our customers and community remains as strong as ever. We specialize in building lasting banking relationships with the businesses, farms and families we serve. We also prioritize taking an active role in our communities through charitable giving and volunteering. At Pinnacle Bank, we are ready to help your company with business checking and savings accounts, commercial loans and lines of credit and treasury management services. We also offer personal banking services, including accounts, mortgages, personal loans and technology products.

We use application review steps designed to ensure mutual fit. Generic or automated submissions may not progress. We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other Full-Time benefits include:

• 8 paid holidays*
• 17 PTO days each year for the first five years of employment.*
• After five years, 22 PTO days each year.*
• After ten years, 27 PTO days each year.*
• Employees must also complete the 90-day introductory period prior to accruing PTO.*
• New employees will receive 16 hours of paid sick time upon their hire date.*
• Health, dental, prescription drug card, vision, and voluntary life insurance plans
• Health Savings Account with employer contributions
• Flexible medical and dependent care spending plans
• Parental Leave after one year of full-time employment
• 401K plan after 3 months and start of next quarter with employer contributions and profit sharing
• Free checking account and basic printed checks
• Free safe deposit box
• $50,000 group term life insurance
• Long term disability insurance
• Employee Assistance Program
• Educational Assistance

* Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned. We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at personnel@pinnbank.com or by phone at 402-697-8666 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the [EEO KNOW YOUR RIGHTS] and [PAY TRANSPARENCY STATEMENT] .