Deposit & Lending Group Product Manager

The Bank Products and Services group provides a bank-wide product and services framework that prioritizes client needs, resources and capital demands for creating growth, providing TUCE and introducing greater innovation and efficiencies into our solutions and operating model.

As the Deposit & Lending Group Product Manager, you will be responsible for driving the vision, roadmap and overall direction of the respective product suite and related initiatives. You will need to be a collaborative leader capable of understanding and navigating the impact of new products, enhancements, rate management, and implications across multiple upstream and downstream teams and systems. You will need to have deep domain expertise and experience in banking, treasury and/or FinTech. A delivery-focused mindset with strong planning and communications skills are critical to success in this role. This is a subset of the overall responsibilities which will include multiple initiatives as assigned by Bank Product leadership.

This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area. However, the remote location must be within the US.

How you will spend your time:

• Establish thought leadership and 1-3 year strategic vision for Product Roadmap including developing business cases and other artifacts necessary to drive support for new products and enhancements, and communication of roadmap to appropriate internal stakeholders.
• Provide leadership direction of the development and management of pricing strategies that drive growth and profitability.
• Cultivate strong relationships among working teams in IT, LOB, Risk, Marketing, and others including maintaining appropriate forums across the organization to drive transparency and share results of product execution strategy.
• Work closely with cross functional partners and clients to understand client needs, changes in industry landscape, and help drive solutions that are meaningful for clients and revenue growth.
• Provide leadership and oversight to project teams including:Identifying project goals, objectives, deliverables, constraints and issuesMonitoring completion of tasks to ensure projects goals are achievedDemonstrating ability to work tactically to drive multiple, simultaneous initiatives to completion. May participate in or lead cross-functional projects.
• Manage day-to-day priorities by working closely with functional partners and by providing expert support to front, middle and back office.
• Create clear product epics and requirements that are easily understood by business and technology partners and then validate delivery against those requirements, owning the work from start to finish.
• Own and manage a product backlog, with accountability for clearly expressing all backlog items to best achieve product strategy.
• Monitor and analyze key performance indicators to determine how well the product is performing in the market, how it impacts the company operations, and ultimately how it contributes to profit.
• Participate in industry events and stay abreast of competition and emerging needs and trends.
• Collaborate with marketing to build out go-to-market strategies and lead campaigns and initiatives driving production adoption and growth.

We are excited to talk if you have:

• An undergraduate degree and at least 10 years of related experience, preferably in Product Management in Financial Services.
• Advanced understanding of industry, technology, marketing and product trends.
• Demonstrated advanced leadership qualities, including a high degree of professionalism with the ability to influence and affect change within an organization.
• Strong management skills (staff, project and product) with the ability to direct the day-to-day operations of a functional area through planning and delegation of work.
• Effective problem-solving skills to make decisions based on limited precedents or guidelines.
• Strong knowledge of evolving technologies.
• In-depth knowledge of related product industry landscape.
• Strong knowledge of regulatory issues.
• In-depth knowledge of banking, banking systems and applicable technologies.

Bonus Points if you have:

• A graduate degree.
• Previous experience managing a significant project budget.

Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.

Deadline to apply: September 3, 2026

Compensation Ranges:

US Employees in California, Washington DC, New Jersey, and New York:

$150,940 - $236,390

US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin:

$137,820 - $216,420

US Employees in all other states not listed above:

$124,690 - $196,440

The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

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