Senior Personal Service Counselor (Universal Banker)

Job Title: SeniorPersonal Service Counselor Reports To: Branch Manager; Assistant Branch Manager Positions Supervised: N/A FLSA Status: Non-Exempt Job Summary: Thes eniorpersonalservicecounselor (SPSC)is responsible forassistingmembers in all assigned phases of savings and lending functions. The SPSC is also responsible for training, leading, coaching, and exceedingreferraland sales goals. Job Responsibilities: Maintains responsibility for accurately processing financial transactions and being an effective source of information for our customers inlobby, drive-thruwindow or by telephone. Provides friendly, professional, confidential, and effective assistance to customers and company associates assuring a positive experience and minimizing waittime. Engages with members to build relationships, identify financial needs and opportunities, and refer appropriate products and services that are in the best interest of the member. Performs financial (or cash and monetary instrument) transactions and initiates and completes all assigned phases of savings and lending in an efficient and accurate manner, provides supporting documents and proper documentation in member files, as defined by regulatory requirements and savings and lending policies and procedures and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). Opens and maintains all member related accounts, member deposits, and service related accounts including Individual Retirement Accounts (IRA). Educates members by demonstrating a high level of knowledge and understanding regarding features and benefits of Credit Union products and services. Serves as primary trainer and on-going mentor for Personal Service function. Maintains responsibility for daily balance of cash drawer. Works universally and collaboratively to achieve overall branch objectives. Performs underwriting, receives approval, and documents loans; provides followup on loan performance in order to assure proper regulatory compliance. Proactively follows up on existing and potential membership appointments and loan leads and promotes the Credit Union to grow the business through outbound calls, community outreach, and networking. Researches, troubleshoots, and resolves member inquiries and concerns. Maintains current knowledge of Credit Union products and services, procedures, policies, and promotions and integrates them into daily activities and member conversations. Protects the Credit Union, all its assets and maintains member privacy by complying with safety, security, and legal and regulatory requirements. Performs title work, insurance updates, lien perfections, and garnishments as necessary for the branch. Provides feedback to branch manager on performance of branch personnel. Participates in community and onsite events or visits to enhance new and existing business opportunities. Required Qualifications: High school diploma Minimum of 4 years of related professional experience Federal registration with the Nationwide Mortgage Licensing System and Registry and Notary Public Certifications (may be obtained after hire through training) Knowledge, Skills, and Abilities (KSA’s): Passionate commitment and drive to deliver exceptional service to internal and external members. Interpersonal skills, including the ability to influence and build rapport. Courage and confidence to initiate conversations with members. Organizational, listening, problem solving, and verbal and written communication skills. Environmental or atmospheric conditions: May work at multiple branches based on needs; work schedule may differ from week to week in terms of days worked and hours. Physical Abilities: Ability to work at a computer in a stationary manner up to 8 hours daily. Ability to lift up to 30 pounds. Ability to operate routine office equipment including telephone, copier, facsimile, and calculator. Equal Employment Opportunity Statement: Together Credit Union is an Equal Opportunity employer. The Credit Union complies with appropriate federal, state, and local laws and provides equal employment opportunities without regard to race, color, religion, gender, age, sexual orientation, gender identity or expression, national origin, military or veteran status, disability (including pregnancy), genetic information, or any other protected status to all qualified applicants and employees. Together Credit Union is committed to a policy of non-discrimination and dedicated to providing a positive discrimination-free work environment. #J-18808-Ljbffr