External Wholesaler, Annuity Distribution

The Opportunity

We’regrowing and our clients deserve the best. We are building a dynamic team of external wholesalers to drive the sales of MassMutual’s Annuity Distribution to third party distributors. We are looking for a dynamic External Annuity Wholesaler. In this role you will build and grow relationships across our channel with Banks, Credit Unions,Wirehouse, National/Regional Broker Dealers, and Independent Broker Dealers in IL, IA, KS, and MO. You willpossessan entrepreneurial spirit, while striving for excellence. You willbe responsible forterritory production in partnership with an internal wholesaler, drive financial professional annuity penetration rates, and promote diversity of products sold through third-party distributors. You will havea strong desireto broaden financial wellness in a learning environment while providing education to communities throughout the assigned territory.

The Team

We have assembled a team of industry leading professionals making up our internal sales, key account management, advanced sales, and sales enablement & marketing teams. The team hasa track recordof focusing on the customer,collaborationand achieving sales results. The team is entrepreneurial in spirit anddoesn’tback away from a challenge. The team has builta great senseof community and desire to execute since the MMSD division wasestablishedin 2021.

The Impact:

As the External Wholesaler, MMSD Annuity Distribution, key responsibilities & competencies include but not limited to:

• Proactively develop,maintain, and grow annuity sales relationships with financial professionals of the Territory through ongoing financial professional profiling, continual relationship-building, and refining and refreshing financial professional base. This is done via in-person and virtual meetings, while documenting activities in Salesforce.

• Execute on specific territory sales goals, activity expectations, and territory management with banks, credit unions,wirehouse, national/regional broker dealers, and independent broker dealers to maximize opportunities.

• Develop and execute a strategic territory business plan, coordinate linkage between segmentation strategy and zones/rotation execution to drive top line revenue and sales results.

• Completeminimumof 20 in-person meetings per week.

• Deep understanding and knowledge of annuity products, positioning, associated riders, and sales concepts while gaining industry knowledge and insights on market trends,demonstrateunderstanding of the annuity industry and competitive landscape.

• Subject Matter Expert for MMSD Annuity products and positioning,be viewedas a resource for financial professionals for competitive situations.

• Understand the selling process, including questioning techniques to discover and confirm client needs, strong listening skills, acknowledging of client questions, concerns, and overcoming objections. Demonstrateproficiencyof sales presentations skills, both virtual and in person,demonstrateadvanced presentation skills for variety size of audience, ability to present with a high degree of audience participation and buy-in. Possess experience with a variety of presentation medium (Zoom, PowerPoint, etc.).

• Communicate confidently with your customer base to drive sales in partnership with your territory’s internal wholesaler, speak & present ideas effectively, communicating in person, virtually, in writing, phone, e-mail, and other methods,possesseffective conflict resolution.

• Optimizetime management by prioritizing high-value tasks, streamlining communications with financial professionals and team members, while managingutilizationand allocation of resources appropriately and efficiently.

• Be trustworthy, adhere to high ethical standards, adhere to the letter and spirit of applicable laws, rules, regulations, and company policies. Ability to be seen astrustedand valued business partner. Lead by example and inspire trust.

• Effectively partner with internalwholesaler, new business, key account manager team, and relationship management team on escalations/prioritizations in territory to achieve goals.

• Travel- up to 90% Travelrequired,typicallyinvolvingregular drivingwithin territory,managetravel & expense budget,maximization ofbudget resources.

• Other duties as assigned.

The Minimum Qualifications

• 3+ years of experience in annuity or investment solutions sales experience.

• 2+ years of experience with Word, Excel, PowerPoint, and Salesforce as well as various internet search tools.

• State Life and Health License.

• FINRA Series Licenses 6 or 7 at time of application.

• State Securities License Series 63 license at time of application.

• High School Diploma.

• Ability to travel upwards of 90% within territorytypicallyusingpersonalvehicle.

• Residein territory - PA, MD, DE.

The Ideal Qualifications

• Bachelor’s degree.

• Experience in all channels of annuity distribution, especially variable annuity distribution.

• 5+ years of experience in annuity wholesale distribution.

• 2+ years of experience in an external wholesaling position.

• Possess excellent oral and written communication skills, interpersonal and customer service skills.

• Possess excellent public speaking skills and presentation skills to groups of varying sizes in person and virtually.

• Strong relationship building skills &senseof time management.

• Just bedetailed-oriented and well-organized self-starter with high energy and creativity.

• Proven ability to multitask and attention to detail.

Compensation: $65K-$100K base range plus sales-based incentive opportunity resulting in a total target compensation package of $150K-$400K.

What You Can Expect at MassMutual
MassMutual offers the opportunity to do meaningful work within a purpose-driven organization that values long-term impact over short-term outcomes. In this role, you can expect:

• Clear areas of ownership and accountability, with work that connects directly to company and customer outcomes.

• A collaborative environment where perspectives are welcomed.

• Access to learning, development, and internal networks that support continuous growth and skill-building over time.

• Employee-led communities and forums that foster connection, learning, and inclusion across the organization.

• A culture grounded in integrity, responsibility, and stewardship—supported by a company with a strong legacy and a future-focusedmindset.

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