){kind=logo}
If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. Job Summary Arcstone Financial is seeking an experienced Senior Underwriter to join our team. This role is responsible for underwriting Non‑Agency/Non‑QM mortgage loans and conducting thorough credit analysis to ensure compliance with corporate and secondary market investor standards. The Senior Underwriter will review loan documentation for accuracy and completeness in a prior approval environment, identify solutions, and render underwriting decisions for loans originated through wholesale and correspondent channels. Additionally, this position involves clearing conditions to ensure all product guidelines are met. Key Responsibilities Completes a thorough analysis of loan files to determine compliance with company, investor, and Non‑Agency/Non‑QM guidelines. Evaluates the entire credit package, capacity and collateral for residential and small balance commercial mortgage loans to ensure credit worthiness. Checks accuracy of all calculations. Perform manual underwriting review to ensure loan meets all product and property guidelines of Company and investors, as well as compliance with corporate and secondary market investor standards. Underwrite Non‑Agency/Non‑QM correspondent, wholesale/broker and retail loans in a timely manner to ensure loans meet all product and property guidelines of Company and investors, as well as meeting all established loan policies, credit limits and regulatory requirements. Clear conditions timely on loans; affirm data integrity on all submissions. Identify potential misrepresentation or fraud. Keep up‑to‑date with all guideline changes and system enhancements. Assists with the training of new underwriters. Recommends the loan disposition to the underwriting manager for loan amounts more than authority limitation. Maintains the company standard for productivity level and complies with company policy of 48‑hour underwriting turnaround time and 24‑hour turnaround time for clearing conditions. Communicates decisions on loans to appropriate parties both verbally and in writing. Maintains underwriting activity logs and provides monthly underwriting reports to the Director of Credit. Available to processors and correspondents for general guideline interpretations and questions on specific loan files. Responds to post closing reviews and audits in a timely fashion. Perform related tasks and additional responsibilities as directed by the Director of Credit or assigned by senior management. Skills Requirements Working knowledge of Non‑Agency/Non‑QM underwriting guidelines demonstrated through a minimum of 5+ years underwriting experience on Non‑Agency/Non‑QM products. FHA and VA underwriting experience is desirable. High attention to detail and effective problem‑solving skills. Ability to work independently, with minimal supervision. Ability to multitask in a high‑volume environment. Strong interpersonal communication and business relationship skills. Detail‑oriented with strong organizational and follow‑through skills. Excellent analytical, written communication, and verbal communication skills. Technologically proficient. Minimum of 2 years of experience working with Encompass – Ellie Mae. Experience | Education High school diploma or equivalent (bachelor's degree preferred). Minimum three years of current mortgage underwriting experience, with solid working knowledge of underwriting guidelines. Experience with private investors and private mortgage insurance guidelines. Benefits | Travel Some travel is required. Competitive salary and benefits package. Opportunities for professional growth and development. A supportive and dynamic work environment. #J-18808-Ljbffr
Senior Underwriter NonQM • Los Angeles, CA, United States
Underwriting Specialist OR Executive Underwriter - Cyber and Technology E&O 134820 Zurich North America is looking for a Cyber and Technology E&O Underwriter for our Middle Market segment.This po... Show more
We are looking for a motivated and eager individual who's passionate about the future of construction and eager to do the best work of their career.You would be a dream candidate if.You have a mini... Show more
Zurich is looking for an experienced Executive Underwriter or AVP, Underwriting Director – Large Casualty in our National Account, Large Casualty Team in the West Region.We are hiring this new team... Show more
Sompo has a unique opportunity for an Underwriter on our Middle Market team.Our Middle Market Underwriting team offers diverse multi-line capabilities targeted at select industry verticals such as ... Show more
Underwriting Specialist Or Executive Underwriter - Cyber And Technology E&o.Zurich North America is looking for a Cyber and Technology E&o Underwriter for our Middle Market segment.This position re... Show more
The Doctors Company is currently seeking a Senior Underwriter to join our team.This is a hybrid opportunity based at any of our offices across the country.Reporting to the Director of Underwriting,... Show more
Executive Underwriter or AVP, Underwriting Director - Large Casualty 135103 Zurich is looking for an experienced Executive Underwriter or AVP, Underwriting Director - Large Casualty in our Nation... Show more
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potentia... Show more
Senior Underwriter, Retail Property.At AIG, we are reimagining the way we help customers to manage risk.Make your mark in Underwriting, Retail Property.AIG underwriting teams help to find insurance... Show more
The Senior Internal Underwriter plays a critical role in assessing and managing risk within the company by thoroughly evaluating credit applications and determining appropriate terms.This position ... Show more
Senior Equipment Breakdown Underwriter.The primary duties of a Senior Equipment Breakdown Underwriter include:.Profit and revenue growth for the Equipment Breakdown lines of business for assigned b... Show more
At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.For over thre... Show more
Starr, a global leader in commercial insurance with over a century of expertise, empowers its employees to innovate, make impactful decisions, and build lasting client relationships worldwide.At St... Show more
Senior Underwriter, Excess Casualty.AXA XL is an Equal Opportunity Employer.Senior Underwriter, Excess Casualty Los Angeles, CA I USA Large companies with complex risks turn to AXA XL for Commercia... Show more
Underwriter Job Duties: Analyze financial data related to loan requests.Evaluate loan... Show more
Senior Underwriter Financial Institutions (FI) Lower Middle Market (LMM).Participates in marketing for submissions; reviews and evaluates (underwrites) a wide variety, and possibly complex, accoun... Show more
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potentia... Show more
Senior Underwriter, Excess Casualty.Large companies with complex risks turn to AXA XL for Commercial Umbrella and Excess Liability coverages to protect their assets in the event of catastrophic los... Show more
Hiscox USA is currently searching for a dynamic, engaging and solutions-oriented Sr.Underwriter to drive new business and underwrite complex renewal business within the Media E&O sector.This positi... Show more
Come and work for a California Best Employer! As a family owned bank, MidFirst has established many client relationships that have spanned decades and generations.We are committed to continuously p... Show more
