Commercial Credit Products Quality Assurance and Improvement Analyst

Commercial Credit Products Quality Assurance And Improvement Analyst

At Regions, the Commercial Credit Products Quality Assurance and Improvement Analyst supports the transaction testing program for loans underwritten by Commercial Credit Products to ensure quality and consistency of approval documentation prior to approval submissions.

Primary Responsibilities

• Reviews specific components of assigned loan sample groups, including spreading quality, pre-booking covenant accuracy, TPE/MUST identification, and collateral quality
• Documents all transaction test results in a detailed line sheet and summarizes issues identified during the transaction test in each testing point category
• Serves as a portfolio SOX reports liaison, researching report errors and working directly with underwriters, portfolio managers and team leaders for timely remediation and attestation
• Detects thematic issues and identifies opportunities for system improvements and/or additional training
• Partners with Process and Performance team when opportunities are identified for supplementary training or process improvement for the group

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• Bachelor's degree in Accounting, Business, or Finance
• Three (3) years of commercial credit analysis experience

Skills and Competencies

• Ability to research, analyze data, and derive facts
• Ability to work under pressure and meet deadlines
• Strong verbal and written communication skills
• This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
• In addition to transaction testing responsibilities, this role will serve as a broader analytical and operational support partner for the Credit Products team. The analyst will proactively analyze data across multiple systems and reports to identify trends, systemic issues, and data quality gaps, partnering with stakeholders to drive broader process improvements and prevent recurring errors.
• This role will also assist with external exam requests, including gathering and uploading required credit documentation and coordinating with internal teams to ensure timely responses. The analyst will support remediation efforts by maintaining accurate documentation within systems of record and tracking issue resolution.
• Additionally, this position will support team initiatives and communications by maintaining and updating presentation materials and contributing to ongoing process improvement efforts.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$67,878.20 USD

Median:

$85,281.00 USD

Incentive Pay Plans:

This job is not incentive eligible.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.

Location Details

Charlotte Uptown

Location: Charlotte, North Carolina

Equal Opportunity Employer/including Disabled/Veterans