Description About South Story Bank & Trust At South Story Bank & Trust, we are helping our communities, businesses and customers write their own stories through financing, banking, re-investing in our communities and giving back. We foster a collaborative, progressive environment where dedicated professionals can build rewarding careers while making a tangible impact in the community. Position Overview We are seeking an experienced and motivated Credit Analyst III to join our Credit team. This position is responsible for performing advanced credit analysis and commercial underwriting for a diverse portfolio of commercial, agricultural, and commercial real estate relationships. You will play a key role in evaluating borrower risk, preparing comprehensive credit presentations, and supporting sound lending decisions while maintaining compliance with bank policies and regulatory guidelines. This role requires strong financial analysis skills, sound credit judgment, and the ability to independently underwrite complex commercial loan relationships. Key Responsibilities Perform comprehensive commercial underwriting and credit analysis for new and existing loan relationships. Support commercial underwriting by inputting customer information into the loan system (i.e., Abrigo). Spread business and personal financial statements and prepare financial analysis. Prepare appropriate cash flow analysis to determine a borrower’s ability to service debt obligations. Independently calculate borrower financial covenants for compliance with loan agreements. Prepare various reports that support management reporting and tracking. Work with Commercial Portfolio Managers to understand client requests and/or current financial performance. Attend loan department and other committee meetings. Independently researches and analyzes company, industry and economic data. Requirements Experience: Minimum 5 years of credit analysis and underwriting experience required. Educational Background: Bachelor’s degree in finance, accounting or related field preferred. Or an equivalent of combined education and relevant work experience. Specific Skills: Working knowledge of cash flow, TVM, ordering and reviewing commercial appraisals, useful life of collateral, loan structure and other Banking standard UW metrics. Technical & Analytical Skills: Ability to independently analyze and underwrite complex credit relationships. Ability to research and understand commercial and commercial real estate lending and banking regulations. Interpersonal Skills: Ability to deal effectively with customers and all levels of the bank organization. What We Offer Competitive Compensation: A salary package that rewards both individual and team performance. Comprehensive Benefits: Health, dental, and vision coverage, life insurance, generous paid time off, a 401(k) plan with matching contributions. Growth & Development: Opportunities for professional and career growth in a supportive, community-focused environment. Inclusive Culture: South Story Bank & Trust is an Equal Opportunity Employer. We value diversity and are dedicated to providing a welcoming, inclusive workplace for all. Onsite Work Requirement This position requires regular onsite attendance and is not eligible for remote work within the first year. The successful candidate will be expected to work from the designated office location during normal business hours. #J-18808-Ljbffr
Credit Analyst III • West Des Moines, IA, United States
Senior Portfolio Credit Analyst.The Senior Portfolio Credit Analyst position will be responsible for managing, servicing, and decisioning credit actions on Farmer Mac's agricultural loan portfolios... Show more
We are urgently seeking people interested in taking market research studies for well known brands.If you are a self-starter, looking for flexible hours throughout the week, this may be for you! Ear... Show more
AT&T Representative partner, is seeking a motivated and detail-oriented individual to join our team as a Financial Data Analyst.Are you a Financial Data Analyst who thrives in a dynamic, fast-paced... Show more
Investment Strategy & Advisory.Predictive Analytics & Visualization.AI data lab for training frontier models and evaluating AI agents.Experts contribute their diverse subject matter knowled... Show more
Regional Sales Manager - Sabanto, Inc.Ames, Iowa, pioneering autonomous solutions for farming.Sabanto develops simple, safe, and cost-effective retrofit autonomy systems that transform existing tra... Show more
Registered Behavior Technician (RBT).Are you a seasoned Registered Behavior Technician (RBT) seeking the ideal organization to join? We're actively seeking enthusiastic and devoted RBTs to become v... Show more
Advisors at TIAA spend their time deepening relationships with an established base of clients and organically growing their practice through referrals to deliver financial solutions that ignite the... Show more
There are important qualities you look for in an employer meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more.At Bankers Trust, our te... Show more
The Analyst II, Capital position sits within the Financial Planning and Analysis team.You will support the analysis and communication of the company's regulatory and rating agency capital position.... Show more
Location: 200 E Grand Avenue, Des Moines, IA 50309 Engagement Type: Contract Work Arrangement: Hybrid (2-3 days onsite per week required) Work Hours: 8:00 AM 4:30 PM CST Start Date: 10/13/2025 End... Show more
Looking to hire an experienced Business Analyst/Quality analyst to support high profile unemployment insurance modernization and decommissioning initiatives.This individual will be part of a talent... Show more
Angott Search Group is pleased to partner with a $500MM community bank in Iowa in the search for a Regional Market President.Lead and grow the bank's presence within the regional market.Drive comme... Show more
People want to work at Capstone because of our high-performance culture.We build strong relationships, challenge the status quo, work hard to deliver results, and pay it forward in our communities.... Show more
Enterprise Management Internship.If you're looking to hit the ground running, the Enterprise Management Internship will help you build valuable business and leadership skills.For a university/colle... Show more
Senior Business AnalystArete Technologies, Inc.Consulting and Outsourcing services, bridging the gap between requirements and outputs of various dexterous and facile companies worldwide.The thrust ... Show more
International Relations Analyst Opportunity Full-Time / Part-Time $3000 $8000 / monthAbout Us :At Risk Intelligence we provide strategic insights and international affairs analysis to help business... Show more
Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies.We guarantee 15-25 hours per week with an hourly pay of bet... Show more
Store Shift Lead | Murphy Oil USA.As one of the largest national gasoline and convenience retailers with more than 1,700 stores in 27 states, we know that without our committed team, we are simply ... Show more
As a Credit Analyst at Bank Iowa, you will analyze loan requests, establish standards and manage submission and completion process for commercial loan requests bank-wide, generally in excess of $50... Show more
Join our dynamic Finance team in Urbandale as a Commission Analyst Associate, where you will play a crucial role in ensuring the accuracy and efficiency of commission processing within our broker-d... Show more
