Capital Markets Associate

Kapitus Capital Markets Associate III The Capital Markets Associate III plays a key role in the development, structuring, and execution of Kapitus’ capital markets strategy, with ownership across transaction execution, investor engagement, and ongoing facility management. This role leads key components of capital markets transactions—including securitizations, warehouse facilities, and forward flow structures—while partnering closely with internal stakeholders across FP&A, Risk, Legal, Treasury, and Financial Data. What you will do: Lead key components of the structuring and execution of capital raising activities, including securitizations, warehouse facilities, and forward flow transactions Develop and own advanced financial and cash flow models to evaluate funding structures, pricing, leverage, and returns Play an active role in structuring and negotiating financing arrangements, including terms, covenants, and deal frameworks Lead preparation of investor materials and participate directly in investor, bank, and rating agency discussions and diligence processes Generate repeatable analytics workflows and analyze collateral performance and portfolio trends to support transaction execution and inform funding strategy Own ongoing monitoring of existing facilities, including covenant compliance, borrowing base reporting, and performance tracking Partner cross‑functionally with FP&A, Risk, Legal, Treasury, and Data teams to support transaction execution Contribute to capital markets strategy, including evaluation of funding structures, investor partners, and new product initiatives; partner with senior leadership to scale and evolve the capital markets function as portfolio volume and complexity increase Qualifications and Experience: 6+ years of experience in capital markets, structured finance, investment banking, private credit, ABS, or related roles Strong financial modeling and analytical capabilities with experience building and owning complex models Experience supporting or leading structured finance transactions Experience working with investors, banks, or rating agencies Strong understanding of capital markets and securitization concepts Ability to operate independently and manage multiple priorities Bachelor’s degree in Economics, Finance, Mathematics, or a related field required Preferred Skills: Proficient in Microsoft Office, particularly Excel Viewed as a high integrity individual with a track record of building trust‑based relationships Hands‑on, high‑energy, roll‑up your sleeves mindset Highly analytical, intellectually curious, and eager to learn Exceptional communication and interpersonal skills Collaborative and team‑oriented Can work within a dynamic, fast‑moving environment, while also driving toward clarity and solutions Self‑starter with an entrepreneurial spirit Kapitus Total Rewards Package Includes: Competitive Base Salary Range of $105,500 – $145,000 (good faith salary range) Annual Incentive Compensation Eligibility – Up to 10% annually Health Insurance : Comprehensive medical, dental, and employer‑paid vision plans through UnitedHealthcare (UHC). Additional perks include Sleep Equity, Calm App, UHC rewards, RealAppeal, and Quit For Life Flexible Spending Account : Pre‑tax dollars to pay qualified out‑of‑pocket medical, dental, vision, pharmacy or dependent care expenses Lifestyle Spending Account : Employer‑sponsored post‑tax benefits for physical, mental, and financial well‑being 100% Company‑Paid Insurances : Basic short‑term and long‑term disability insurance, and vision insurance Voluntary Insurance : Supplemental life, enhanced short‑ and long‑term disability coverage via Mutual of Omaha; Colonial Accident and Hospitalization insurances available Paid Maternity and Parental Leave : Company‑paid maternity and parental leave beyond state‑mandated policies Commuter Benefits : Pre‑tax parking and commuter expense coverage LifeBalance Program : Membership offering discounts on outdoor activities, the arts, health, and fitness. Includes pet and car insurance discounts, LegalShield services, and relaxation and stress‑management tools Plum Benefits Discount Program : Exclusive discounts on shows, travel, car rentals, and more Tuition Reimbursement : Up to $5,000 annually and opportunities to attend relevant conferences Travel Reimbursement : Reimbursement for all work‑related travel Paid Time Off and Sick Time Retirement Benefits : 401(k) plan managed through Fidelity with 25% match up to 6% of salary About Kapitus Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace with a trusted network of lending partners, we provide financing that meets small businesses’ needs. We foster a culture that is fast paced and prizes self‑direction and internal motivation. Company Mission To help small business owners grow their organizations by providing tailored, transparent, and ethical financing solutions. We invest in every business owner’s story and are dedicated to building lasting relationships. EEO Statement As set forth in Kapitus’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law. Consider remote candidates Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence. #J-18808-Ljbffr