Syndication Loan Specialist III - Middle Market Bought Loans

Syndication Loan Specialist III (Middle Market Bought Loans)

Work Location: Charlotte, North Carolina, United States of America

Hours: 40

Pay Details: $25.75 - $38.50 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: Personal & Commercial Banking

Job Description: The Syndication Loan Specialist III (Middle Market Bought Loans) manages and administers a portfolio of loans from origination through to closing as well as performing data integrity and loan documentation reviews in accordance with Bank policies, procedures, and regulatory requirements.

This is a HYBRID career opportunity, incumbent could report to either our Charlotte, Boston, Lewiston, or Mount Laurel office 4 times per week.

Monday-Friday - 8:00am to 5:00pm Eastern Standard Time

Depth & Scope:

• Manages a loan pipeline from origination through to closing in accordance with Bank policies and procedures
• Provides documentation and Bank policy and procedure guidance to all lending areas
• Conducts searches and perform necessary due diligence
• Ensures all applicable loan documentation is uploaded to image repository system
• Resolves more complex issues relating to closings
• Serves as a resource and assists with training Loan Specialists
• May assist in performing supervisory tasks
• Works independently and handles loans of the most complex nature along with heavily negotiated loan transactions ensuring all documentation are in compliance
• Performs quality reviews on all complexity of loans to ensure data integrity
• Performs documentation (standard and non-standard) review on all complexity of loans to reduce risk of loss and ensure policy and regulatory compliance
• Verifies all quality control procedures are maintained and monitored
• Ensures all loans are closed without critical, noncritical or regulatory exceptions
• Ensures all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy
• Manages/confirms TD changes are consistent with system requirements
• Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors
• Manages/takes appropriate actions to ensure loans are booked and properly set-up if necessary
• Generate loan and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditions
• Establishes and manages relationships with applicable operations teams, relationship management team, credit offers and others as needed
• Acts as liaison with bank counsel, compliance, asset based lending, leasing, government banking, derivatives, construction loan administration, brokers, international department, and various other parties to the loan as needed

Education & Experience:

• 4 year degree or equivalent experience required
• 5+ years related experience required
• Knowledge of specialized lending areas such as Small Business Administration lending, construction or syndicated loans
• Proven ability to provide excellent Customer service to internal and external Customers
• Excellent interpersonal, oral and written communication skills
• Excellent PC skills with familiarity with standard office equipment
• Ability to work in a fast-paced dynamic environment
• Detail oriented, self-motivated and able to work independently in handling a heavy workload
• Possesses strong organizational, analytical and decision-making skills
• Demonstrated knowledge of loan documentation, title policies, appraisals, environmental assessments, entity formation documents and bank policies and procedures
• Paralegal experience/knowledge needed. Paralegal certificate preferred

Preferred Qualifications:

• This role is Syndication/Participation specific to Commercial and Specialty Lending.
• Strong knowledge, experience and understanding of all syndication loan documentation (Credit/Loan Agreements, Guaranty Agreements, Collateral documents)
• Complete understanding of the syndication loan process and exceptional attention to detail.

Physical Requirements:

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting/Carrying (under 25 lbs.) Occasional
• Lifting/Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading, writing and comprehending instructions Continuous
• Adding, subtracting, multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise