Associate Underwriter I - Individual & BT
- Full-time
Who We Are
At Blue Cross Blue Shield Global Solutions℠ (BCBS Global Solutions℠), we make it easy for people and organizations to access and pay for healthcare abroad. By combining digital innovation with human-centered care, we go above and beyond for our customers and deliver an international healthcare experience that's simple, efficient and human.
Whether our customers live, work, travel or study abroad, we give them the confidence and peace of mind to say "yes" to new possibilities.
The Associate Underwriter I – Individual and Business Travel analyzes Individual applicant and Business Travel Group responses on applications for determination of policy issuance and rate level using established company protocols and commercial medical underwriting guidelines. In addition, the employee must analyze and interpret Individual applicants’ medical records in the context of established commercial guidelines. The Associate Underwriter I– Individual and Business Traveler must report detailed activity to manager and may be responsible for developing reports for management.
Responsibilities:
- Analyze health information from Individual and Business Travel Group applicants using commercial underwriting guidelines.
- Manage communication of underwriting requirements and decisions with appropriate sales personnel.
- Identify and document best practices and operational efficiencies.
- Underwrite new and renewal business using sound analysis and risk assessment techniques while adhering to the company's service standards and underwriting guidelines.
- Create and document standardized processes for the Individual and Business Travel underwriting processes.
- Organize and manage Individual and Business Travel underwriting workflow to timely delivery of accurate quotes.
- Summarize and report activities to manager.
- Meet turnaround time for opportunities.
- Ensure compliance with domestic and international insurance laws and regulations.
- Document department activities and develop with manager input UW guidelines for department control processes.
- Monthly and quarterly reporting to maintain data sets.
- Serious level of attention is needed for a minimal margin of errors.
- Maintain department file systems.
- Other duties as assigned.
Requirements:
- Bachelor’s degree required.
- Preferred familiarity with underwriting concepts.
- Desire to work in the international health insurance industry.
- Strong analytic skills and detail oriented.
- Excel knowledge is a plus.
- Strong oral and written communication skills.
- Ability to meet strict deadlines.
- Employee is required to have at minimum an internet speed of 75 Mbps (standard high-speed Internet access).
What you’ll get in return:
- Competitive hourly rate starting at $25/hr + annual bonus
- Competitive medical plans
- Telemedicine available
- Paid parental leave
- Employee assistance and wellness support 24/7
- Free international healthcare coverage
Other Great Perks:
- Work abroad arrangements available
- Generous PTO accrual program with carry-over option
- 9 paid holidays in addition to one floating holiday and one volunteer day
- Tuition reimbursement
- Career/Learning and development opportunities
- 401(k) with generous company match
- Pet insurance offerings
- Identify theft and legal coverages available
- Emphasis on well-being (Virtual well-being platform, monthly mindfulness events, and giveaways)