Underwriter, Retail, II

Job Opportunity With Carrington Mortgage Services

Come join our amazing team and work remote! This role involves underwriting loans in accordance with company and investor guidelines following company policies and procedures under general supervision. You will make sound underwriting decisions and ensure that all decisions meet legal and policy requirements. The target pay range for this position is $80,000.00 to $95,000.00 plus a monthly incentive plan.

What you'll do :

• Perform a thorough analysis to ensure the quality of each loan and to determine compliance with company and investor guidelines.
• Apply and interpret company underwriting guidelines and make sound credit decisions.
• Complete credit, analysis of income, analysis of property, ensure proper audits are completed, and verify consistency of loan file information.
• Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs.
• Determine any conditions, stipulations, or pre-funding requirements.
• Review any conditions, stipulations, or pre-funding requirements received.
• Communicate with loan officer, operations manager, and production manager as required to resolve outstanding issues.
• Assist departmental support staff when necessary.

What you'll need :

Our company : Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment.

What is the value proposition to joining the team?

What we offer :

Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.