Talent.com
Credit Risk Analytics

Credit Risk Analytics

Sumitomo Mitsui Financial Group, Inc.New York, NY, United States
8 days ago
Job type
  • Full-time
Job description

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE : SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $90,000.00 and $135,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

SMBC is seeking a highly motivated and detail-oriented Associate to join the stress testing function within the Credit Portfolio Risk team. This role will support CCAR and credit stress testing, and will play a lead role in project management across these workstreams. The ideal candidate will combine strong analytical skills, knowledge of stress testing, and proven project management capabilities to drive cross-functional initiatives and deliver high-quality results in a fast-paced environment.

Responsibilities

Role Responsibilities

Project Management

  • Lead and coordinate credit stress testing projects, ensuring timely delivery of milestones and effective communication with stakeholders
  • Oversee project plans, track progress, identify risks, and implement mitigation strategies
  • Prepare and present project updates to senior management and cross-functional teams
  • Facilitate communication across stakeholders to ensure alignment and transparency
  • Ensure compliance with internal governance and regulatory expectations throughout the project lifecycle

Credit Stress Testing & CCAR :

  • Support the design, execution, and enhancement of credit stress testing frameworks, including scenario analysis and loss forecasting in alignment with CCAR requirements
  • Support CRE (Commercial Real Estate) bottom-up modeling, integrating results into broader portfolio analytics
  • Partner with Enterprise Risk, Finance, Model Developers, Credit Officers, and Business Units to design and drive internal stress testing exercises
  • Contribute to documentation and regulatory submissions with precision and clarity
  • Qualifications and Skills

    Education :

  • Bachelor's degree in Finance, Economics, Statistics, or a related field. A Master's degree or relevant professional certifications (e.g., CFA, FRM, ESG) are a plus
  • Experience :

  • 3+ years of experience in a large financial institution
  • Experience in project management, with a track record of leading or coordinating complex initiatives
  • Strong knowledge of credit risk modeling approaches, including stress testing models, CCAR, CECL, and related loss estimation methodologies is a plus
  • Experience in the credit risk identification process is a plus
  • Skills :

  • Excellent communication and interpersonal skills, with the ability to convey complex concepts clearly and work effectively across functions
  • Ability to work in a fast-paced, collaborative environment and manage multiple priorities
  • Strong Excel and PowerPoint skills, with experience utilizing these tools to efficiently organize data, transform and analyze information, and create engaging presentations
  • Proficiency in data analysis tools such as SAS, Python, R, SQL, or Alteryx, and visualization tools such as PowerBI is a plus
  • SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

    SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

    Create a job alert for this search

    Credit Risk • New York, NY, United States

    Related jobs
    • Promoted
    • New!
    Credit Risk Strategy Analyst, Capital

    Credit Risk Strategy Analyst, Capital

    StripeNew York, NY, United States
    Full-time
    Stripe is a financial infrastructure platform for businesses.Millions of companies-from the world's largest enterprises to the most ambitious startups-use Stripe to accept payments, grow their reve...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Senior Credit Risk Manager

    Senior Credit Risk Manager

    Valley BankJericho, NY, United States
    Full-time
    Responsibilities include but are not limited to : .Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio while maintaining the ongoing communication ...Show moreLast updated: 17 hours ago
    Senior Credit Risk Analyst

    Senior Credit Risk Analyst

    QcellsTeaneck, NJ, US
    Full-time
    EnFin, a subsidiary of Qcells, the leading manufacturer of residential solar panels in the USA, is a financial services company dedicated to making solar energy accessible through innovative financ...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Manager I- Credit Strategy

    Risk Manager I- Credit Strategy

    TD BankNew York, NY, United States
    Full-time
    Wilmington, Delaware, United States of America.TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining f...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Director, Credit Strategy

    Director, Credit Strategy

    Mogo Finance TechnologyNew York, NY, United States
    Full-time
    Location : Remote (Canada) Department : Risk & Decision Science Base Salary : $140,000 - $170,000 CAD.As Director of Credit Risk, you will play a critical role in shaping and leading Mogo's credit ris...Show moreLast updated: 4 hours ago
    • Promoted
    Credit Model Developer [Must have credit risk model (PD, LGD, EAD, ALLL)] New York, NYOn-Site

    Credit Model Developer [Must have credit risk model (PD, LGD, EAD, ALLL)] New York, NYOn-Site

    STINew York City, New York, USA
    Full-time
    Job Title : Credit Model Developer.Location : New York USA / On-Site.Interview Process : 2 Rounds 1 Virtual & 1 Face-to-Face. We are seeking a skilled Credit Model Developer with strong expertise in...Show moreLast updated: 2 days ago
    • Promoted
    Credit Risk (Risk Management) : Job Level - Analyst

    Credit Risk (Risk Management) : Job Level - Analyst

    Morgan StanleyNew York, NY, US
    Full-time
    Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic ...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    TradeJobsWorkForce10203 New York, NY, US
    Full-time
    Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to a...Show moreLast updated: 30+ days ago
    Credit Risk Manager

    Credit Risk Manager

    Razzino Associates, Inc.Harrison, New York, United States
    Full-time
    Quick Apply
    Our client, a major Chemical producer, is seeking their Credit Risk Manager to join them in Florida.The Credit Risk Manager is responsible for evaluating and managing credit exposure across a diver...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Analyst, Credit Risk Review

    Senior Analyst, Credit Risk Review

    New Jersey StaffingParamus, NJ, US
    Full-time
    Job Opportunity At Webster Bank.If you're looking for a meaningful career, you'll find it here at Webster.Founded in 1935, our focus has always been to put people first doing whatever we can to he...Show moreLast updated: 1 day ago
    • Promoted
    Manager Consumer Credit Review Risk Data Analysis

    Manager Consumer Credit Review Risk Data Analysis

    American ExpressNew York, NY, United States
    Full-time
    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleague...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Director, Credit Risk Solutions Consulting

    Director, Credit Risk Solutions Consulting

    NY StaffingNew York, NY, US
    Full-time
    At TransUnion, we have a welcoming and energetic environment that encourages collaboration and innovation.This environment gives our people the opportunity to hone current skills and build new capa...Show moreLast updated: 21 hours ago
    • Promoted
    Sr Credit Risk Manager (Healthcare)

    Sr Credit Risk Manager (Healthcare)

    Valley BankNew York, NY, United States
    Full-time
    Responsibilities include but are not limited to : .Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio while maintaining the ongoing communication ...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Counterparty Credit Risk (CCR) Risk Specialist

    Counterparty Credit Risk (CCR) Risk Specialist

    NTT DATANew York, NY, US
    Full-time
    Counterparty Credit Risk (CCR) Risk Specialist.NTT DATA is a team of more than 190,000 diverse professionals, operating in more than 50 countries throughout the world. The sectors where we have acti...Show moreLast updated: 22 hours ago
    • Promoted
    Credit Risk Analytics

    Credit Risk Analytics

    SMBCNew York, NY, United States
    Full-time
    SMBC Group is a top-tier global financial group.Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, ...Show moreLast updated: 8 days ago
    • Promoted
    Manager, Consumer Credit Review - Risk Data Analysis

    Manager, Consumer Credit Review - Risk Data Analysis

    American ExpressNew York, NY, United States
    Full-time
    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleague...Show moreLast updated: 2 days ago
    • Promoted
    • New!
    Senior Analyst, Credit Risk Review

    Senior Analyst, Credit Risk Review

    USA JobsParamus, NJ, US
    Full-time
    If you're looking for a meaningful career, you'll find it here at Webster.Founded in 1935, our focus has always been to put people first doing whatever we can to help individuals, families, busine...Show moreLast updated: 21 hours ago
    • Promoted
    Credit Risk Contractor

    Credit Risk Contractor

    Axelon Services CorporationJersey City, NJ, US
    Temporary
    Global Financial Firm located in Jersey City, NJ has an immediate contract for an experience Credit Risk Review Consultant. Client is seeking to engage a contractor to support the work of its Credit...Show moreLast updated: 30+ days ago