Underwriter

5 days ago Be among the first 25 applicants

Get AI-powered advice on this job and more exclusive features.

Overview

Company : NOVA Home Loans

We are seeking an experienced Mortgage Underwriter to join our team and help drive excellence in loan quality and customer service. This role is ideal for a seasoned underwriter with at least 10 years of experience, including active FHA Direct Endorsement (DE) and VA SAR / LAPP credentials, and deep familiarity with DPA programs. This position offers a hybrid schedule with two remote workdays and three in-office days each week.

Responsibilities and duties include evaluating complex Conventional and Government mortgage loan applications to ensure compliance with NOVA, agency, investor, and mortgage insurance guidelines, and maintaining high quality and productivity standards while delivering excellent service to clients.

As part of our underwriting team, you will evolve as an Underwriter by performing the activities below.

Core Values PROVIDE our customers with the best combination of service, rates, and fees. PROMOTE sustainable careers for our employees so that they can be enriched personally and professionally. GIVE BACK to our community. These are the core values of NOVA Home Loans in which we act on employee feedback and implement changes that will make NOVA Home Loans a better place to work and promote a higher level of service to our clients.

Responsibilities

• Review and evaluate mortgage loan applications to ensure compliance with NOVA, investor, mortgage insurance (MI), agency, and all applicable guidelines within established service standards.
• Underwrite both Government and Conventional loan products.
• Provide guidance and respond to inquiries regarding underwriting issues and concerns from internal stakeholders.
• Analyze complex personal and business tax returns to accurately calculate qualifying income.
• Assess borrower eligibility, property eligibility, and credit qualifications for complex financial profiles, non-standard collateral, and unique loan structures.
• Consistently meet or exceed quality and productivity standards as established by management.
• Clearly communicate underwriting decisions and conditions to internal and external customers, both verbally and in writing.
• Ensure adherence to NOVA's quality standards throughout the underwriting process.
• Perform additional duties and projects as assigned.

Qualifications

Growth Opportunities

Benefits

NOVA benefits to full-time employees include Employee Discount, Paid Time off, Health / Dental / Vision / Life / Disability Insurance, 401(k) with an employer match, Health Savings Account with employer contribution, and an Employee Assistance Program.

Equal Opportunity NOVA is an equal opportunity employer, substance-free workplace, and complies with the Americans with Disability Act regulations as applicable. All applicants are considered for all positions without regard to race, religion, color, sex, gender, sexual orientation, pregnancy, age, national origin, ancestry, physical / mental disability, medical condition, military / veteran status, genetic information, marital status, ethnicity, alienage, or any other protected classification, in accordance with applicable federal, state, and local laws. Equal access to programs, services, and employment is available to all qualified persons. Those applicants requiring accommodation to complete the application and / or interview process should contact the Human Resources department at NOVA Home Loans.

Roles and Locations

Referrals increase your chances of interviewing at NOVA Home Loans by 2x

Get notified about new Underwriter jobs in Peoria, AZ

Related Openings

J-18808-Ljbffr