Senior Dealer Credit Analyst

Inside the Role

As a Senior Dealer Credit Analyst, you'll play a pivotal leadership role within our Dealer Credit team and mentoring and developing Dealer Credit Analysts. You'll be instrumental in maintaining the integrity of credit assessments, driving operational excellence, and collaborating across departments including Sales, Legal, and Wholesale Audit. This role offers a dynamic blend of strategic oversight and hands-on engagement, with opportunities to influence credit decisions across North America and contribute to process improvements within the North American Service Center (NASC).

Posting Information

We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.

We Take Care of Our Team

Pay offered dependent on knowledge, skills, andexperience

Benefits include annual bonus program; 401kcompany contribution with company match up to6% as well as non-elective company contribution of3 - 7% depending on age;starting at 4 weeks paidvacation; 13+ calendar holidays; 8 weeks paidparental leave; employee assistance program;comprehensive healthcare plans and wellnessprograms; onsite fitness (at some locations); tuitionassistance and volunteer paid time off; short-termand long-term disability plans.

What You Drive at DTFS

Lead and coach Dealer Credit Analysts through training, performance evaluations, and talent development.

Supervise credit request reviews, ensuring thorough financial and credit analysis and collateral positioning.

Collaborate on annual credit file reviews for USA and Canada borrowers; present recommendations to credit authorities.

Partner with Sales to develop strategic approaches to credit requests and portfolio servicing.

Engage with borrowers and legal teams to address financial trends and negotiate solutions to minimize losses.

Identify and implement process improvements to enhance credit efficiency and service quality.

Develop and deliver departmental analysis reports, including dealer performance and accounting reconciliations.

Ensure compliance with local and global credit policies; support audits and ad-hoc projects.

Coordinate with Wholesale Administration and Audit teams on daily operations, including floorplan approvals and overlines.

Manage legal documentation related to DFS's security interests in collaboration with internal and external legal teams.

Knowledge You Should Bring

BS / BA and prefer 5-7 years of relevant experience or 8

years of relevant experience in lieu of degree

3 years in consumer or commercial lending with a focus on financial analysis, underwriting, credit focus.

2 years of accounting experience.

1 year of leadership experience.

Strong understanding of balance sheets, income statements, and cash flow statements.

Ability to collect and analyze data, identify trends, and interpret complex information.

Proficiency in statistical evaluation and integration of varied data sources

Exceptional Candidates Might Have

Bachelors Degree in Finance, Accounting, Business Administration or related field preferred.

Advanced financial analysis skills and deep knowledge of internal systems and software applications.

Strengths in Customer Focus, Decision Making, Continuous Improvement, Results Orientation, Attention to Detail, Integrity, Problem Solving, and Talent Development.

# DTFSUSA # LI-Hybrid

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)-

Charlotte, NC US, Fort Mill Office - DTFS. Relocation assistance is not available for this position.

Schedule Type :

Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.

Additional Information

Applicants must be legally authorized to work permanently in the country of posting

Final candidate must successfully complete a criminal background check

Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions

EEO - Disabled / Veterans

Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.

For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY / TDD enabled call 503-745-2137 or toll free 866-355-6935