Small Group Underwriter I / II / III

Small Group Underwriter

The Small Group Underwriter conducts routine underwriting and back-end audits to ensure compliance with Federal and State laws, as well as BCBSA regulations and corporate underwriting guidelines. The underwriter interacts with Sales, Sales Operations, Enrollment, and other internal parties as necessary to : review new group applications, review group eligibility for renewal, review group / member enrollment, enforce Underwriting guidelines, conduct audits and to answer questions regarding Underwriting Guidelines. The incumbent also responsible for managing a book of business that includes several brokers and serves as a liaison between Health Plan and their broker book to : conduct routing underwriting, present Underwriting Updates, resolve unique group questions and provide reports with outstanding documentation. Through enforcement of the Underwriting guidelines, the Small Group Underwriter helps assure financial and competitive position of Lifetime Healthcare Companies.

Essential Accountabilities :

Level I :

• Underwrites new business, annual recertifications, retroactivity, and audits. Applies underwriting guidelines, ensuring Health Plan is compliant with State and Federal regulations.
• Manages a dedicated broker book of business, working with broker partners daily on review items and inquiries.
• Researches and responds to internal inquiries regarding group and member eligibility.
• Leads ad hoc projects to support departmental and corporate initiatives.
• Contributes to maintaining underwriting desk-level procedures.
• Creates and presents underwriting updates to Sales and Brokers for representatives' specific book of business.
• Identifies and analyzes process improvements.
• Consistently demonstrates high standards of integrity by supporting the Lifetime Healthcare Companies' mission and values, adhering to the Corporate Code of Conduct, and leading to the Lifetime Way values and beliefs.
• Maintains high regard for member privacy in accordance with the corporate privacy policies and procedures.
• Regular and reliable attendance is expected and required.
• Performs other functions as assigned by management.

Level II (in addition to Level I essential accountabilities) :

Level III (in addition to Level II essential accountabilities) :

Minimum Qualifications :

NOTE :

We include multiple levels of classification differentiated by demonstrated knowledge, skills, and the ability to manage increasingly independent and / or complex assignments, broader responsibility, additional decision making, and in some cases, becoming a resource to others. In addition to using this differentiated approach to place new hires, it also provides guideposts for employee development and promotional opportunities.

All Levels :

Level II (in addition to Level I minimum qualifications) :

Level III (in addition to Level II minimum qualifications) :

Physical Requirements :

Compensation Range(s) :

Level I : Grade E2 : Minimum $60,410 - Maximum $96,081

Level II : Grade E4 : Minimum $65,346 - Maximum $117,622

Level III : Grade E5 : Minimum $71,880 - Maximum $129,384

The salary range indicated in this posting represents the minimum and maximum of the salary range for this position. Actual salary will vary depending on factors including, but not limited to, budget available, prior experience, knowledge, skill and education as they relate to the position's minimum qualifications, in addition to internal equity. The posted salary range reflects just one component of our total rewards package. Other components of the total rewards package may include participation in group health and / or dental insurance, retirement plan, wellness program, paid time away from work, and paid holidays.