Collections Account Specialist (30 Days Delinquent)
Join our team as a Collections Account Specialist, where you'll play a critical role in managing auto loan accounts that are 30-60 days overdue. Your expertise will significantly contribute to our mission of helping borrowers navigate their repayment options while maintaining compliance with all applicable regulations.
Key Responsibilities :
- Ensure adherence to all company policies and the Fair Debt Collection Practices Act (FDCPA).
- Negotiate flexible payment plans with borrowers, providing tailored suggestions to support their financial responsibilities.
- Assist borrowers in developing strategies to retain their vehicles while meeting loan obligations.
- Document collection activities and account information with precision and professionalism.
- Utilize skip tracing tools to locate and connect with delinquent borrowers effectively.
- Perform additional duties as needed to support the team.
Qualifications :
Minimum of 3 years of experience in collections, especially in the subprime consumer lending sector.Strong communication, negotiation, and problem-solving abilities.Proficiency in interpreting and applying collections regulations at various governmental levels.Ability to interact with customers in a compassionate and professional manner.Capacity to thrive in a dynamic work environment, independently and collaboratively.Flexibility to work varied schedules and overtime as required.High School Diploma or GED is required.Compensation : $20.00 - $25.00 per hour plus bonus opportunities.
Veros Credit, LLC is proud to be an equal opportunity employer and participates in E-Verify.
Keywords :
Automotive, Auto Finance, Subprime Lending, Consumer Finance, Collections, Negotiation, Customer Service, Skip Tracing, Call Center, Bilingual, FDCPA.