ALM Loans Forecast Manager

Loans Forecast Manager

The Loans Forecast Manager is a key member of the Asset Liability Management (ALM) team, responsible for developing and managing the baseline balance sheet and net interest income forecast across all loan products and line of business categories. This role requires a strong understanding of balance sheet dynamics, capital, and interest rate risk, as well as the ability to lead cross-functional initiatives and collaborate with business partners across Treasury, Finance, and Risk.

Key Responsibilities include :

• Develop, maintain, and enhance the balance sheet and NII forecast for lending products, including : Commercial Loans (including NDFI and non-NDFI lending), Commercial Real Estate (including Construction loans), Residential Mortgage, Installment, Credit Card, and Home Equity
• Partner with line-of-business leaders, Corporate Finance, and Quantitative Finance teams to incorporate assumptions on contractual features, new business volumes, and pricing into the forecast
• Provide actionable insights into trade-offs across return metrics (ROE, ROA), capital allocation, and interest rate risk among different lending categories
• Collaborate with the ALM forecast team, liquidity management, and capital management to drive short-term and long-term balance sheet composition
• Drive continuous improvement in forecasting tools, data quality, and documentation

Leadership :

Basic Qualifications - Bachelor's degree, or equivalent work experience - Eight or more years of related experience

Preferred Skills / Experience - Advanced knowledge of financial analysis concepts and methodologies - Considerable knowledge of accounting theory practice, regulatory requirements and reporting - Well-developed financial analysis, forecasting and planning skills - Management experience required

The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

Benefits : Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.