Senior Group Risk Analyst, RCSA Manager
The Senior Group Risk Analyst, RCSA Manager provides a broad range of research, analysis, reporting, monitoring and / or operational process support within a defined area of function. The successful candidate will assist in the rollout of a multi-year initiative to transform TD Banks' risk assessment practices. The RCSA Manager supports business by providing expert guidance / advice on a range of risk related matters within assigned or own area of specialization. This position may also support and / or provide oversight, commentary, and strategy analysis in connection to team and / or individual initiatives.
Depth & Scope :
- Utilizes expertise to exercise sound and expert independent professional judgement and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory risk and other matters
- Empowered to make prudent professional recommendations - in rendering advice and counsel to business lines or assigned area and risk which impact performance of the business and overall enterprise strategies and objectives
- Integrates the broader organizational context into advice and solutions within own functional area
- Understands the industry, competition and the factors that differentiate the organization
- Acts as the primary subject matter expert and expected to make sound decisions in setting standards within area of expertise
- Applies expert knowledge and best practices to implement process, product or service improvements
- Oversees and / or independently performs tasks from end to end
- Acts as a subject matter expert within own area of specialty or as a resource for others
- Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs
- Executes on complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
- Recommends and implements solution within own are or responsibility that impact the strategies and objectives of the department
- Uses advanced methods to contribute to new solutions and recommends standards against which others will operate
- Impacts a high level of complexity in operational / reporting / process and / or analysis function requiring medium to longer term focus. Provides advanced analysis and / or specialized reporting to support business partners, functional areas or centers of expertise. Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels
- Works independently as the senior technical lead and guides others within area of expertise
- Identifies and leads problem resolution for complex issues at all levels
Education & Experience :
Undergraduate degree or technical professional certification and / or5+ years relevant experienceProficient knowledge of risk management, programs, policies, practices & reporting for business supported and / or area of disciplineUnderstanding and experience with various programing toolsKnowledge of risk management environment, standards, regulations and mitigationKnowledge of current and emerging competitor and market trendsAbility to lead, plan, implement, and evaluate program / project activities to ensure completion of initiativesAdvanced skill in using analytical software tools, data analysis methods and reporting techniquesSkill in using computer applications including MS OfficeAbility to communicate effectively in both oral and written formAbility to work collaboratively and build relationshipsAbility to work successfully as a member of a team and independentlyAbility to exercise sound judgement in making decisionsAbility to analyze, organize and prioritize work while meeting multiple deadlinesAbility to handle confidential information with discretionPreferred Qualifications :Willing to consider 2+ years relevant experiencePython or SQL skills preferredHands-on experience (from a 1st Line or 2nd Line perspective) in non-financial risk assessmentCustomer Accountabilities :
Develops and operationalizes standards, policies and processes to identify, report and mitigate overall risk exposures within the businessProactively analyzes potential risks and ensures key risks are aggregated / escalated to appropriate areasSupports ongoing risk measurement activities by acquiring, analyzing and reporting business operational or relevant loss dataEstablishes and provides regular risk analysis and reporting on operational loss performance of the businessSupports business with analysis and reporting on risk issues and their impact which may include scenario analysisMay be responsible for coordinating business continuity management (BCM) processes and supporting regulatory / compliance related initiatives impacting overall risks to the business (e.g. CDIC, anti-money laundering)Supports established enterprise-wide risk escalation, review and approval processes, data management, policies and risk assessment processesContributes to the monitoring of Key Risk Indicators through the identification of key risk drivers for the businessMay also monitor / report on compliance, management, and strategic initiativesProvides regular commentary and industry analysis in supporting the development / maintenance / oversight of policies / procedures / practicesShareholder Accountabilities :
Adheres to enterprise frameworks or methodologies that relate to activities for our business areaEnsures respective programs / policies / practices are well managed, meet business needs, comply with internal and external requirements, and align with business prioritiesConsistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriateEnsures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)Participates in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situationsConducts internal and external research projects; supports the development / delivery of presentations / communications to management or broader audienceConducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs / policies / practicesMonitors service, productivity and assesses efficiency levels within own function and implements continuous process / performance improvements where opportunities existLeads / facilitates and / or implements actions / remediation plans to address performance / risk / governance issuesActively manages relationships within and across various business lines, corporate and / or oversight functions and ensures alignment with enterprise and / or regulatory requirementsKeeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impactsMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteEmployee / Team Accountabilities :
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interestProvides thought leadership and / or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unitKeeps current on emerging trends / developments and grows knowledge of the business, related tools and techniquesParticipates in personal performance management and development activities, including cross training within own teamKeeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activitiesContributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practicesLeads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationshipsContributes to a fair, positive and equitable environment that supports a diverse workforceActs as a brand ambassador for your business area / function and the bank, both internally and / or externallyWho We Are :
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those