Senior Manager, Credit Risk

Senior Manager, Credit Risk

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over five million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.

About The Role :

We are looking for a Senior Manager, Credit Risk to join our team and drive the growth of our Credit and Liquidity products and business. This is a critical role for Current at a time of rapid growth. The key objectives of this role are to enable profitable growth of our Credit and liquidity products / businesses by focusing on Credit / underwriting strategy, design, execution, management and continuous improvement. We are looking for a person with exceptional analytical skills, a hands-on approach, and a business owner mentality.

Key Responsibilities :

• Develop strategy and roadmap for underwriting of products; drive continuous improvement of existing products to achieve business objectives
• As an individual contributor, frame the credit product design, approach to underwriting analysis and modeling from beginning to end and simulate, iterate, validate the credit underwriting, offer terms
• Be a hands-on leader that works with data analysts, cross-functionally and with external vendors to design, test, deliver, and monitor new underwriting and ongoing account management for our credit / liquidity products including Paycheck Advance, Credit Card and Personal Loans
• Work closely with internal stakeholders including : Finance to ensure a well-managed process for provisioning, true-up and release of loss allowances; Finance for funding strategy and execution; Legal / compliance for regulatory requirements
• Interface with Bank partners on risk related agenda and processes

About You :

Requirements :

This role has a base salary range of $180,000.00 to $250,000.00. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.

Benefits :