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Sr. Analyst-Credit
Sr. Analyst-CreditFirst Citizens Bank • Raleigh, NC, US
Sr. Analyst-Credit

Sr. Analyst-Credit

First Citizens Bank • Raleigh, NC, US
1 day ago
Job type
  • Full-time
Job description

Overview

The Senior Risk Analyst – Stress Testing (Non-Resi) position supports the team responsible for Credit Loss Stress Testing production and execution of the Bank’s Non-Residential Portfolios. This team manages the credit loss portions of the bank’s annual CCAR Stress Testing exercise, as well as additional runs as needed throughout the year. The team also authors the credit loss portions of the annual capital plan and is responsible for maintaining detailed process and procedure documentation consistent with peer best practices and regulatory expectations.

Responsibilities

The Senior Risk Analyst works within the team to ensure delivery of current and long-term production / execution priorities; the execution of day-to-day activities, including production cycles, intra-cycle testing, and sensitivity analysis. Further, the Senior Risk Analyst supports the teams work with the credit organization to ensure appropriate review and challenge of the results is completed and documented.

The Senior Risk analyst supports Bank responses to audit, model risk management and regulatory examinations and for all Credit Risk Stress Testing Activities and coordinates these activities with the Senior Director - Risk Analytics, the as well as the heads of Model Development, Model Implementation, and Capital Planning.

  • Coordinate tactical execution of the Credit Risk Stress Testing and including Annual CCAR, midcycle, and ad-hoc runs.
  • Recommend appropriate changes to program policies, procedures, and efficiencies to meet objectives.
  • Support the team in developing comprehensive reporting and analytical documentation of the results
  • Coordinate, compile, and ensure timely completion and delivery of presentation materials for all review and challenge sessions
  • Develop relationships with the credit risk function and leverage those relationships to maintain an effective review and challenge process with all relevant stakeholders

Qualifications

Bachelor's Degre in Finance, Economics, Mathematics, Statistics, or a related field  and 6 years of experience in Finance or Analytics OR High School Diploma or GED and 10 years of experience in Finance or Analytics

Preferred Requirments

  • Project Management Skills
  • Execution oriented
  • Strong skills in excel / PowerPoint.
  • Experience with statistical / data software packages such as Netezza, SQL, Python, SAS
  • Strong knowledge of Credit Risk principles which inform credit loss forecasting
  • Strong communication skills – interpersonal.
  • Organization skills - Detail oriented.
  • Direct experience with executing CCAR / DFAST Stress testing - preferably with respect to credit losses, at a $50BN or larger bank
  • Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https : / / jobs.firstcitizens.com / benefits.

    Company Description :

    Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers in 18 states and the District of Columbia. For over 100 years, customers have trusted First Citizens with their money … and their futures. Today, First Citizens is the largest family-controlled bank in the nation and the sixth-largest bank franchise headquartered in the Southeast with more than $30 billion in assets. We employ more than 6,000 associates who are focused on helping our customers achieve a lifetime of success. First Citizens operates more than 570 branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia.

    First Citizens Bank. Forever First®. Member FDIC.

    Equal Opportunity / Affirmative Action Employer / Minority / Female / Disability / Veteran

    If you need special assistance or an accommodation in applying for employment at First Citizens Bank, please contact our Human Resources department.

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    Sr • Raleigh, NC, US