Credit-Fraud Risk Specialist

Credit-Fraud Risk Specialist

Calling all innovators find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

About your role :

You will join the Payments Risk team at Fiserv, protecting the firm and our clients from fraud and credit losses by investigating suspicious merchant processing activity and negotiating remediation. The role supports merchant underwriting and portfolio protection through financial analysis, collateral negotiation, and cross-functional coordination with Legal, Funding, Operations, and Client Services.

What you'll do :

• Make real-time decisions to identify situations requiring deeper investigation and recognize emerging fraud trends.
• Coordinate risk mitigation and fraud remediation efforts across departments including Funding, Legal, Operations, and Client Services.
• Communicate regularly with internal and external partners to present high-risk activities with recommended actions.
• Review numerous accounts in a fast-paced environment to identify potentially high-risk / suspicious merchant processing activities.
• Review and investigate merchant accounts to assess fraud and credit risk exposure.
• Negotiate collateral requirements, resolve merchant inquiries, and complete special projects related to portfolio risk.
• Interpret financial statements and personal credit profiles to assess creditworthiness and calculate exposure (discounts, interest, commissions, proportions, percentages).
• Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.

Experience you'll need to have :

Experience that would be great to have :

How you'll work :

Sponsorship :

Benefits at Fiserv :

Our commitment to Equal Opportunity :

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.