Credit Risk Manager

Credit Risk Manager Opportunity

Our client is offering an exciting opportunity for a Credit Risk Manager in Wilmington, Delaware, United States. This role is in the finance industry, with a focus on managing credit risk and driving performance outcomes. The Credit Risk Manager will play a crucial role in overseeing credit review, policy development, credit approvals, and portfolio monitoring to identify credit migration.

Responsibilities :

• Evaluate credit risk using credit scoring models, behavioral data, and macroeconomic factors.
• Collaborate with collections and servicing teams to enhance loss recovery and minimize charge-offs, defaults, and delinquencies.
• Oversee the development of real-time credit risk reporting tools and dashboards for proactive risk monitoring and decision-making.
• Implement strategies to prevent loss specific to the subprime cardholder base, including credit limits, fee structures, and collection practices.
• Conduct stress testing and scenario analyses to assess risks under various economic conditions and customer behavior models.
• Lead a team of credit risk professionals, fostering a culture of excellence, collaboration, and continuous improvement.
• Work closely with marketing, data science, operations, compliance, and legal teams to ensure alignment on credit risk strategies and regulatory compliance.
• Conduct regular audits of credit risk policies, processes, and portfolio performance to ensure adherence to internal and regulatory standards.

Requirements :

For more information on this Credit Risk Manager position and other full time accounting and finance opportunities, please contact us at 302.985.5183 and reference JO#00800-0013156190.