Talent.com
Capital Markets Lead Small Business Lending
Capital Markets Lead Small Business LendingParafin • San Francisco, CA, US
Capital Markets Lead Small Business Lending

Capital Markets Lead Small Business Lending

Parafin • San Francisco, CA, US
6 days ago
Job type
  • Full-time
Job description

Capital Markets Lead

We are looking for a Capital Markets Lead to build and scale the capital markets function supporting our small business lending platform. This role will be at the center of our financing strategyevaluating various financing solutions such as public and private securitizations, warehouse lines, and forward flows.

This is a high-impact position where you'll work cross-functionally with finance, risk, and product teams, while building deep relationships with banks, investors, and financing partners. If you're passionate about empowering small businesses through access to capital and have the technical skills to execute complex transactions, we'd love to meet you.

Responsibilities

  • Design and implement a capital markets strategy for small business lending, leveraging securitizations, warehouse facilities, and forward flow arrangements.
  • Lead warehouse negotiations and renewals, securing structures that maximize flexibility and optimize cost of capital.
  • Develop innovative financing solutions to expand lending capacity and diversify funding sources.
  • Execute forward flow transactions, managing end-to-end deal processes including modeling, diligence, structuring, and closing.
  • Partner with internal teams to align financing structures with credit, risk, and growth objectives.
  • Build and maintain strong relationships with external capital providers and counterparties.

Qualifications

  • 3+ years of experience in capital markets, structured finance, or lending platforms (fintech, investment banking, specialty finance, or asset management).
  • Strong understanding of warehouse facilities, forward flow arrangements, and securitizations.
  • Excellent quantitative and analytical skills, with demonstrated financial modeling experience.
  • Proven ability to negotiate, structure, and close complex financing transactions.
  • Strong communication and stakeholder management skills.
  • Proficient in SQL.
  • Deep interest in small business lending and enabling access to credit.
  • Preferred Background

  • Experience at leading fintechs or in structured credit roles at top-tier banks or funds.
  • Exposure to small business credit markets, with knowledge of portfolio performance dynamics.
  • A track record of building scalable capital markets solutions in a fast-paced environment.
  • MBA preferred
  • What We Offer

  • Salary Range : $160k to $250k
  • Equity grant
  • Medical, dental & vision insurance
  • Unlimited PTO & work from home flexibility
  • Commuter benefits
  • Free lunches
  • Paid parental leave
  • 401(k)
  • Employee assistance program
  • If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.

    Create a job alert for this search

    Market • San Francisco, CA, US

    Related jobs
    Sales Development Representative

    Sales Development Representative

    Propel Software Solutions • Redwood City, CA, US
    Full-time
    Propel Software transforms the way product companies work.Our product value management platform connects commercial and product teams to optimize decision making, drive process efficiencies, and en...Show more
    Last updated: 1 day ago • Promoted
    Abercrombie & Fitch - Key Lead, Village at Corte Madera

    Abercrombie & Fitch - Key Lead, Village at Corte Madera

    Abercrombie and Fitch Stores • Corte Madera, CA, US
    Full-time
    The company operates a family of brands, including Abercrombie & Fitch, YPB, abercrombie kids, Hollister and Gilly Hicks, each sharing a commitment to offer products of enduring quality and exc...Show more
    Last updated: 16 days ago • Promoted
    Syndications Capital Markets Specialist (hybrid)

    Syndications Capital Markets Specialist (hybrid)

    First Citizens Bank • San Francisco, CA, US
    Full-time
    This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office. First Citizens offer you the strength and stability of a diversified fi...Show more
    Last updated: 23 days ago • Promoted
    Commercial Lines Account Manager (HYBRID-Must have real estate exp.)

    Commercial Lines Account Manager (HYBRID-Must have real estate exp.)

    Jobot • Walnut Creek, CA, US
    Full-time
    This Jobot Job is hosted by : Dana Stark.Are you a fit? Easy Apply now by clicking the "Apply Now" buttonand sending us your resume. Salary : $125,000 - $150,000 per year.A division of a ver...Show more
    Last updated: 30+ days ago • Promoted
    Sales Development Representative

    Sales Development Representative

    Bellwether Coffee • Berkeley, CA, US
    Full-time
    Role : Sales Development Representative.Headquartered in Berkeley, CA, Bellwether Coffee is working to positively transform the coffee industry by making coffee roasting more accessible and sustaina...Show more
    Last updated: 16 days ago • Promoted
    Business Development Representative - San Francisco, CA

    Business Development Representative - San Francisco, CA

    PsychPlus • Hayward, CA, United States
    Full-time
    The current delivery model for mental health care is broken in this country.PsychPlus set out on a mission to reimagine how mental health care is delivered to folks who need it.Our goal is to provi...Show more
    Last updated: 2 days ago • Promoted
    Sales Account Managers - Start at $28.50 / Hour + Comprehensive Benefits

    Sales Account Managers - Start at $28.50 / Hour + Comprehensive Benefits

    Reyes Beverage Group • Moss Beach, CA, US
    Full-time
    Golden Brands is Now Hiring Sales Account Managers in San Francisco, CA!.Monthly Car and Mileage Reimbursement.Comprehensive Benefits Package. Join the # 1 Beer distributor delivering beverages to y...Show more
    Last updated: 8 days ago • Promoted
    Sales Development Representative Lead

    Sales Development Representative Lead

    YuJa Inc. • San Jose, CA, US
    Full-time
    Salary : $70,000 / yr + Performance-Based Commission.Serving clients in higher education, K-12, government, and healthcare, YuJa enables organizations to meet evolving regulatory demands while deliver...Show more
    Last updated: 16 days ago • Promoted
    Sales Development Representative (Entry-Level)

    Sales Development Representative (Entry-Level)

    Pacific Office Automation • Pleasanton, CA, US
    Full-time
    Sales Development Representative (Entry-Level).Pleasanton, CA| Full-Time | Onsite | W-2 Employee.Ignite Your Sales Career with the Nation’s Leading Tech Dealer. Launch your career in tech sale...Show more
    Last updated: 30+ days ago • Promoted
    Sr Consumer Credit Director

    Sr Consumer Credit Director

    LendingClub • San Francisco, CA, US
    Full-time
    LendingClub is looking for a Sr Consumer Credit Director to lead credit risk management oversight across our consumer lending portfolios. In this role, you will also provide independent review and c...Show more
    Last updated: 30+ days ago • Promoted
    Remote Commercial Banking Analyst - AI Trainer

    Remote Commercial Banking Analyst - AI Trainer

    Data Annotation • Novato, California
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...Show more
    Last updated: 30+ days ago • Promoted
    Lecturer - Finance - Haas School of Business

    Lecturer - Finance - Haas School of Business

    InsideHigherEd • Berkeley, California, United States
    Full-time +1
    Lecturer - Finance - Haas School of Business.Lecturer, Lecturer in Summer Sessions.The UC academic salary scales set the minimum pay at appointment. See the following table for the current salary sc...Show more
    Last updated: 15 days ago • Promoted
    Business Development Relationship Manager

    Business Development Relationship Manager

    Avidbank • Redwood City, CA, US
    Full-time
    Silicon Valley serving the San Francisco Bay area and beyond.We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in prov...Show more
    Last updated: 2 days ago • Promoted
    RM I- Structuring and Origination- Warehouse Lending

    RM I- Structuring and Origination- Warehouse Lending

    First Citizens Bank • San Francisco, CA, US
    Full-time
    This is a hybrid role that can only be hired in NY or Nor Cal.The Relationship Manager I Warehouse Lending role is responsible for overseeing portfolio management, and performing credit underwritin...Show more
    Last updated: 30+ days ago • Promoted
    Inbound Sales Representative

    Inbound Sales Representative

    DriveSavers Data Recovery • Novato, CA, US
    Full-time
    Inbound Sales Representatives are a critical part of the team at DriveSavers who help communicate with individuals who have experienced data loss, by walking them through the process in order ...Show more
    Last updated: 30+ days ago • Promoted
    Manager, Capital Markets

    Manager, Capital Markets

    Chime • San Francisco, CA, US
    Full-time
    We're seeking a Manager to join Chime's Investor Relations and Capital Markets team.In this role, you'll support capital markets transactions that are foundational to Chime's growth, including fina...Show more
    Last updated: 30+ days ago • Promoted
    Capital Markets Lead – Small Business Lending

    Capital Markets Lead – Small Business Lending

    Parafin • San Francisco, CA, United States
    Full-time
    At Parafin, we’re on a mission to grow small businesses.Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for s...Show more
    Last updated: 1 day ago • Promoted
    Business Relationship Manager

    Business Relationship Manager

    Westamerica Bank • Martinez, CA, US
    Full-time
    Westamerica is among the largest commercial banks headquartered in California.We are looking for outstanding people to join on our winning team. We reached our current strength because our employees...Show more
    Last updated: 30+ days ago • Promoted