Senior Quantitative Analyst

Mikinok Enterprises is looking for a talented Senior Quantitative Analyst who will be fulfilling our business objectives by analyzing, building, testing, and implementing our advanced lending platform. We have revolutionized the emergency loan market by using sophisticated machine learning (artificial intelligence) and big data to detect fraud and predict payback.

In this role, the Senior Quantitative Analyst will work with the credit, marketing, decision science, and operations teams. This role will deliver deep analytical insights on business performance to monitor and maintain the strong performance of Mikinok’s existing consumer loan portfolio, as well as grow new business. Mikinok will rely on you to drive future testing, learning, and enhancements in order to expand and optimize its lending business.

The Business Analysis (BA) team is the true hub of Mikinok’s decision-making wheel. Mikinok’s executive team heavily leans on analysts to guide significant business decisions, and as a result, our BA team has repeated opportunities to drive real, robust results through its analytical strengths.

In this role, you will...

Work closely with a team of data scientists to leverage machine learning models to drive business performance.

Apply statistical techniques to solve problems in a systematic, structured manner

Drive analytical projects to optimize financial product design and credit policy.

Drive strategic insights to deliver business value to Mikinok.

Coordinate across functions of the business to create maximum value for Mikinok’s customers and stakeholders.

Analyze and identify opportunities to further the execution of our disciplined growth strategy that balances short-term vs. long-term profitability

Develop reporting to monitor and validate predictive model performance and various Key Performance Indicators (KPIs) over time.

Requirements

Mandatory Qualifications

Bachelor’s Degree or higher in a quantitative field (mathematics, statistics, engineering, physics, data science, computer science, etc.)

At least 2 years of experience in quantitative analysis

Ability to work in a fast-paced, collaborative environment

Elite quantitative analytical skill

Strong interpersonal, leadership, and communication skills

Experience with SQL / Python for data analysis

Desired Qualifications

Masters or PhD degree in a quantitative field

4+ years of experience in complex, data-driven problem solving environment

4+ years of experience in business analysis

Experience with sub-prime lending

Experience with personal loans and lines of credit

Experience with advanced mathematical / statistical techniques

Experience with using and implementing statistical models

Location and Travel :

Mikinok Enterprises is headquartered in Belcourt, North Dakota, with satellite offices in Minneapolis Minnesota, Atlanta Georgia, and San Diego, California. This position will be located in Minneapolis, MN.

Benefits

Perks and Benefits :

The opportunity to help bring much-needed income and economic development to the Turtle Mountain Band of Chippewa Indians

Hybrid work environment 2 days in office per week

Competitive salary and bonus structure

Generous employee benefits plan, including robust healthcare plans, matching 401K, and four weeks of PTO

Company-sponsored professional development and training opportunities

About the Company

Mikinok Enterprises (d / b / a Spotloan.com) is a leading online direct lender founded in 2012 that utilizes advanced underwriting technology to provide short-term loans to Americans in need. Mikinok is wholly owned and operated by the Turtle Mountain Band of Chippewa Indians of North Dakota, a Federally-recognized Native American Tribe (the “Tribe”).

Mikinok Enterprises is an integral part of the Tribe’s economic development efforts, and it is an essential provider of employment opportunities on the Tribe’s reservation. Employment decisions at Mikinok are based on qualifications, ability, and merit. When qualifications are equal, candidates who are enrolled members of the Tribe will receive preference. After considering this preference, it is Mikinok’s policy to provide equal employment opportunity to all qualified persons without regard to race, color, religion, sexual orientation, age, disability, or national origin. Mikinok Enterprises will not sponsor a work visa for this position and you must already be authorized to work for any employer in the U.S.