Mortgage Loan Officer Trainee

Description

Position Responsibilities

Markets residential mortgage loan products to real estate agents, prospective homebuyers and / or builder sales representative. Spends 25% or more of the workday conducting marketing activities and closing business outside of the worksite (including home office).

Originates loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non-discrimination

Completes all applications, including Good Faith, Details of transaction and all information required on a

Assists the processor in securing needed documentation as required for loan

Constantly reviews investor guidelines, to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor

Performs all other duties as assigned (job duties may be added from time to time by the employer in its sole and absolute discretion).

Maintains elevated levels of customer service while managing each applicant's and support staff's expectations.

Minimum Education & Experience

Strong interpersonal, communication, and customer service skills ski

Ability to clearly explain complex information to clients

Experience in related fields

High level of integrity and understanding of ethical practices in finance

Technical Knowledge and Skills

"Microsoft office software suite (Word, Excel, PowerPoint, etc); excellent oral and written communication skills

On-the-Job Training

Mentorship / Shadowing : Work under the supervision of experienced loan officers to learn the practical aspects of the job.

Sales and Customer Service training

Working Arrangements

• Hybrid role
• We're currently hiring only within our core locations, which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), South Carolina (SC), Florida (FL), and North Carolina (NC).

Compensation

Capital Bank, N.A. is an Affirmative Action and Equal Opportunity Employer

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.