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Senior Credit Portfolio Risk Manager

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Citi Global Wealth (CGW) brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.

Citibank serves as a trusted advisor to our retail, mortgage, small business and wealth management clients at every stage of their financial journey. Through Citi's Access Account, Basic Banking, Citi Priority, Citigold and Citigold Private Client, we offer an array of products, services and digital capabilities to clients across the full spectrum of consumer banking needs worldwide. We're currently looking for a high caliber professional to join our team as Senior Credit Portfolio Risk Manager (Senior Vice President) - Hybrid based in Singapore.

The Credit Portfolio Group Manager is a senior management-level position leading our credit risk function for unsecured lending. The successful candidate will be responsible for managing all aspects of credit risk within our unsecured lending portfolio, driving strategic initiatives, and optimizing risk-reward balance. This role requires a strong blend of technical expertise in risk analytics, data management, and credit risk concepts, coupled with exceptional leadership and interpersonal skills to effectively manage a team and engage with stakeholders. The Team Lead will be instrumental in developing, testing, optimizing, and implementing robust credit strategies that support business growth while maintaining a healthy risk profile.

Responsibilities :

• Develop, implement, and continually refine credit risk strategies for unsecured lending products (e.g. credit cards) to ensure optimal risk-reward outcomes.
• Utilize advanced risk analytics and loss forecasting techniques to identify emerging trends, assess portfolio performance, and proactively manage credit losses.
• Monitor key financial drivers and portfolio metrics to inform decision-making and recommend adjustments to credit policies and strategies.
• Collaborate with product, marketing, finance, and operations teams to align risk strategies with business objectives and drive sustainable portfolio growth.

Technical Expertise & Analytics :

Team Leadership & Development :

Stakeholder Management & Communication :

Strategy Development, Testing & Implementation :

Qualifications :