Job Title : Senior Business Systems Analyst - Card Operations (Debit / Credit Card)
Location : Phoenix, AZ (Onsite)
Duration : Long-Term Contract
Work Authorization : USC / GC ONLY
Job Overview
Western Alliance Bank is seeking a Senior Business Systems Analyst (BSA) with proven expertise in Card Operations (Debit / Credit Card) to support key strategic initiatives in the payment processing domain .
The successful candidate will have strong knowledge of card systems , payment networks , and transaction processing platforms (Visa, Plus, Star, Moneypay), along with hands-on experience in FIS and TSYS global payment products . This is an onsite role requiring deep business and technical acumen to bridge stakeholder needs with system capabilities.
Key Responsibilities
- Collaborate with stakeholders, product managers, and IT teams to gather and analyze business requirements related to card operations .
- Define and document functional and technical specifications for debit / credit card systems.
- Act as a liaison between business and technology teams , ensuring alignment on requirements, workflows, and deliverables.
- Partner with payment network providers (Visa, Plus, Star, Moneypay) and vendors (FIS, TSYS) to ensure seamless system integrations.
- Support end-to-end transaction processing lifecycle , including settlement, reconciliation, chargebacks, fraud detection, and dispute management.
- Participate in system configuration, testing, and validation to ensure accuracy, compliance, and efficiency.
- Ensure compliance with banking regulations, PCI-DSS standards, and payment industry best practices .
- Provide subject matter expertise to support operational improvements, risk reduction, and strategic growth initiatives in card services.
Mandatory Skills & Experience
10+ years of experience as a Business Systems Analyst in Banking / Financial Services , with strong focus on Card Operations (Debit / Credit).Hands-on expertise with Visa, Plus, Star, and Moneypay payment networks.Strong experience with FIS and TSYS global payment products .In-depth knowledge of payment processing workflows : authorization, clearing, settlement, chargebacks, reconciliation, fraud prevention, and disputes.Strong skills in requirements gathering, documentation, and stakeholder management .Ability to translate business needs into technical specifications and work closely with development / QA teams.Excellent analytical, problem-solving, and communication skills .Preferred Qualifications
Experience in core banking platforms and their integration with card systems .Knowledge of regulatory compliance in payments (e.g., PCI-DSS, NACHA, FFIEC).Strong SQL and data analysis skills for transaction / data validation.Prior experience in large-scale card system migration or modernization projects .Why Join?
Opportunity to work with a leading bank on cutting-edge payment initiatives .High visibility role directly supporting mission-critical card operations .Collaborative environment with strong career growth potential.