Commercial Loan Pre-Closer

Job Description

Job Description

We’re Hiring!

Commercial Loan Pre-Closer

Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers.

We are committed to our institution’s values of Integrity , Collaboration, Innovation, Service Excellence, Respect, Accountability, and Leadership, all of which are needed to continue our mission of empowering generations for financial success.

By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth.

Interested in this position and meet the qualifications and requirements? Apply at www.ctbconnect.com . Questions? Contact us at 404-575-8262.

Position Summary :

Responsibilities include but are not limited to the following :

• Verify loan approval conditions and ensure all required documentation is complete, accurate, and compliant with company policies and regulatory standards.
• Review loan files for completeness, including financial statements, collateral documentation, and credit approvals
• Collaborate with loan officers, underwriters, and legal counsel to address outstanding items or discrepancies in loan files.
• Communicate directly with borrowers and third-party vendors (e.g., title companies, appraisers, environmental companies, construction monitoring companies, insurance providers, etc) to obtain necessary documents and reports and resolve pre-closing issues.
• Ensure all loan files adhere to federal, state, and internal compliance regulations.
• Conduct quality control checks on loan documentation to minimize errors and ensure accuracy before final submission for closing.
• Maintain accurate records in the loan management system and update the status of loan files throughout the pre-closing process.
• Generate pre-closing reports and provide updates to the Chief Credit Officer, Special Assets Officer, Loan Administration, Director of Sales and Business Development and Lenders as needed.
• Identify and recommend process improvements to enhance the efficiency and accuracy of the pre-closing process.
• Stay up-to-date with industry trends, regulatory changes, and best practices related to commercial lending.

Qualifications :

Citizens Trust Bank is committed to investing in our associates, cultivating a rewarding, results-driven, innovative and professional team. We offer competitive compensation and a comprehensive benefits package for our full-time associates. Our benefits package includes the following :

EEO / AA