Commercial Loan Officer
Region : 06 – Terre Haute
Reports To : President & CEO
FLSA Status : Exempt
Summary
The Commercial Loan Officer (CLO) builds and maintains strong customer relationships while guiding applicants through the loan process—from application to closing and beyond. This role requires a solid understanding of commercial loan programs, underwriting principles, and deposit products to provide comprehensive banking solutions. The CLO ensures compliance with federal regulations and supports long-term portfolio growth.
Key Responsibilities
- Develop and maintain commercial lending relationships.
- Collect and analyze financial information to support loan decisions.
- Monitor credit quality and ensure adherence to bank standards.
- Manage past-due loans, loan file exceptions, and delinquent collections.
- Recommend charge-offs and oversee recovery of charged-off loans.
- Ensure compliance with all applicable banking regulations.
- Coordinate and develop loan products aligned with bank goals.
- Maintain customer confidentiality and information security.
- Assist with training and professional development for lending staff.
- Prepare monthly loan portfolio reports for the Board.
- Complete additional duties or projects as assigned by the Board or CEO.
Qualifications
Bachelor’s degree or equivalent experience (MBA preferred).Minimum 5 years of related experience in commercial, consumer, and mortgage lending.Strong critical thinking, problem-solving, and communication skills.Knowledge of portfolio management, rate structures, and risk assessment.Member FDIC
Equal Opportunity Employer – We celebrate diversity and are committed to creating an inclusive environment for all employees.
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