Credit Analyst

Credit Analyst

Location : Greenfield, IN (On-site first 6 months, then open to hybrid)

Compensation : $50,000 - $65,000 (up to $75,000 for experienced candidates)

Bonus : Eligible based on company and individual performance

About the Opportunity

A well-established community bank is seeking a motivated Credit Analyst to join their growing team. This role is perfect for someone with strong analytical skills who's interested in learning the ins and outs of commercial lending and credit underwriting. You'll receive direct mentorship from the Chief Credit Officer and have a clear path for advancement into a Senior Credit Analyst position.

This bank is known for its supportive culture, work-life balance, and commitment to professional development - an excellent fit for someone who wants to build a long-term career in banking and finance.

Key Responsibilities

Underwrite credit applications for commercial clients including real estate, agricultural, C&I loans, lines of credit, and other business loans

Run credit reports and perform financial due diligence for new and existing clients

Analyze business and individual financial statements , calculating cash flow, debt service coverage, and key balance sheet ratios

Collaborate closely with lenders to finalize and structure loans

Assist with portfolio management , ensuring ongoing risk monitoring and credit compliance

What You'll Bring

Required :

Bachelor's degree in Finance or Accounting , or 3-5+ years of credit analysis experience

Preferred :

Experience within a financial institution or community banking environment

Exposure to commercial lending (as opposed to consumer or mortgage lending)

Ideal Fit

This position is ideal for someone who enjoys working behind the scenes with numbers and data but can also communicate effectively with lenders and team members. A naturally analytical, detail-oriented, and somewhat introverted person tends to thrive in this environment.

Why You'll Love It Here

Direct mentorship from senior leadership, including the Chief Credit Officer

Room to grow - advancement to Senior Credit Analyst level

Strong community-focused culture with excellent work-life balance

Comprehensive benefits package , including :

Two high-deductible health plan options with Wellness Program incentives to reduce premiums

Employer-funded HSA contributions (no employee contribution required)

Safe Harbor 401(k) with 4% employer contribution (immediate vesting, even if you don't contribute personally)