Senior Credit Review Officer

Overview

This is a remote role that may be hired in several markets across the United States.

This position conducts an independent review of the Bank's commercial, business, and consumer loan portfolios. Assesses portfolios for credit quality, documentation accuracy, and policy compliance. Analyzes financial data to determine ongoing creditworthiness and classifies loans according to risk. Serves as senior advisor to management on identified issues, assisting in initiatives to resolve discrepancies and manage risk. May interact with external parties including regulators and / or external auditors.

Responsibilities

• Portfolio Review - Analyzes information to assess portfolio quality, identify credit risk and opportunities. Performs an advanced analytical review of complex selected loan relationships to verify compliance with regulatory guidelines and bank policies. Verifies quality of supporting documentation and credit risk mitigation based on financial, collateral, and documentation analysis. Analyzes trends, deficiencies, and other areas of concern and communicates analysis and status to senior management. Serves as a subject matter expert.
• Leadership - Serves as mentor to more junior associates in the department. Completes secondary review of associate work to ensure work aligns with departmental expectations. Participates in the development and training of department associates.
• Project Management - Leads projects including planning, oversight, and reporting. May serve on, or lead, special projects related to departmental initiatives. Serves as member of due diligence team for future acquisitions, as needed.
• Collaboration - Maintains effective and professional relationships with internal associates and Bank management. May interact with external parties, as needed. Serve as a primary point-of-contact with Bank management for assigned areas of responsibility.

Qualifications

Bachelor's Degree and 8 years of experience in Commercial Lending or Credit Administration OR High School Diploma or GED and 12 years of experience in Commercial Lending or Credit Administration

Preferred Qualifications :

he base pay for this position is

generally between

$115,000.00 and $175,000.00. Actual starting base pay will be

determined

based on skills, experience, location, and other non-discriminatory factors

permitted

by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and / or other awards as outlined in the offer of employment.

This job posting is expected to remain active for

45 days

from the

initial

posting date listed above. If it is necessary to extend this deadline, the posting will remain active as

appropriate

need

or a high volume of applicants.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https : / / jobs.firstcitizens.com / benefits.

Company Description :

Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers in 18 states and the District of Columbia. For over 100 years, customers have trusted First Citizens with their money … and their futures. Today, First Citizens is the largest family-controlled bank in the nation and the sixth-largest bank franchise headquartered in the Southeast with more than $30 billion in assets. We employ more than 6,000 associates who are focused on helping our customers achieve a lifetime of success. First Citizens operates more than 570 branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia.

First Citizens Bank. Forever First®. Member FDIC.

Equal Opportunity / Affirmative Action Employer / Minority / Female / Disability / Veteran

If you need special assistance or an accommodation in applying for employment at First Citizens Bank, please contact our Human Resources department.