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Credit Solutions Advisor - Mandarin Towers Financial Center - Bilingual Mandarin Preferred

Credit Solutions Advisor - Mandarin Towers Financial Center - Bilingual Mandarin Preferred

San Francisco StaffingSan Francisco, CA, US
6 days ago
Job type
  • Full-time
Job description

Credit Solutions Advisor

This job is responsible for providing specialized and personalized service offering advice and guidance to financial center clients through the full spectrum of borrowing and banking offerings at each stage of client's life plan. Key responsibilities include acquiring new and deepening existing client relationships by conducting client meetings and presenting customized solutions to clients to help them achieve their financial goals. Job expectations include effectively balancing sales performance, operational risk, and client relationship care by leveraging expertise. This position is subject to SAFE Act registration requirements.

Responsibilities :

  • Recommends financial advice and guidance that align with the clients' financial goals and needs
  • Builds and deepens relationships with new and existing clients by leveraging the full capabilities of the bank
  • Analyzes the client's financial needs and applies knowledge of borrowing and banking to recommend alternative or additional financial services that best align with the client's unique priorities
  • Connects with clients through outreach and pipeline management activities and conducts consistent follow-up routines to meet client needs
  • Makes decisions on client requests and makes referrals to appropriate internal partners based on client needs
  • Partners with financial center leaders, performance managers, and market leaders to provide specialized guidance and coaching to financial center associates during meetings to assist with team delivery of an exceptional client experience

Required Qualifications :

  • Minimum of 2 years of mortgage origination experience. In lieu of this requirement, has previously held the role of : Home Service Specialist II, Lending Client Associate, Lending Client Support Manager, Lending Specialist, Senior Banker, Business Solutions Advisor or Financial Solutions Advisor at Bank of America for 1 year
  • Knowledge of credit and home lending requirements
  • Actively listens to the client to determine their needs and goals and has a desire to interact with clients proactively
  • Communicates professionally, effectively, and confidently and is comfortable engaging all clients in person and over the phone
  • Is a critical thinker and can analyze financial and credit data to advise clients of product / pricing policies and guidelines and gather any additional required information
  • Has effective customer service skills with ability to manage the full client end-to-end experience and problem resolution
  • Strong written and verbal communications skills
  • Ability to handle ambiguity and adapt to changing circumstances
  • Dedicated, enthusiastic, driven and performance-oriented; possesses a strong work ethic
  • Can be flexible to work weekends and / or extended hours as needed
  • A true team player and collaborator, translating knowledge and experience into strong and productive relationships internally and externally
  • Ability to learn and understand technology
  • Demonstrates a commitment to professional ethics and is thorough and thoughtful in incorporating relevant regulatory due diligence as well as complying with all Federal and State compliance policies

    • Desired Qualifications :

  • Experience working in a financial center where goals were met or exceeded
  • Knowledge in analyzing and comprehending complex financial data and providing financial alternatives
  • Knowledge of banking products and services
  • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
  • Experience in a loan origination role in a retail environment
  • Knowledge of Mortgage Products (Conventional, Jumbo and HELOC, Government)
  • Structuring, Processing, underwriting and closing procedures
  • Federal regulations governing real estate lending
  • FHA and HUD guidelines
  • Other Lending Products (Credit Card, Vehicle Loans)
  • Strong computer skills including MS applications and previous experience utilizing laptop technology

    • Skills :

  • Client Management
  • Client Solutions Advisory
  • Customer and Client Focus
  • Referral Identification
  • Risk Management
  • Client Experience Branding
  • Credit Documentation Requirements
  • Credit and Risk Assessment
  • Pipeline Management
  • Referral Management
  • Attention to Detail
  • Collaboration
  • Issue Management
  • Prospecting
  • Relationship Building

    • Minimum Education Requirement : High School Diploma / GED / Secondary School or equivalent

    Shift : 1st shift (United States of America)

    Hours Per Week : 40

    Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.

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